# About Us | Key Real Estate Capital *Nationwide private capital lender with $500M+ funded. Meet our team of real estate lending experts dedicated to your success.* About Us ## Your Partner in Real Estate Success We're a team of real estate professionals and lending experts who understand what it takes to succeed in today's competitive market. At Key Real Estate Capital, we don't just fund deals – we help you build your business. ### Our Story Key Real Estate Capital was founded with a simple mission: to provide real estate investors with the financing they need, when they need it, without the red tape and delays of traditional lending. Our founders came from both sides of the table – as real estate investors themselves, they experienced firsthand the frustration of missed deals due to slow lenders, rigid guidelines, and impersonal service. They knew there had to be a better way. Today, Key Real Estate Capital has funded over $500 million in loans, helping hundreds of investors across 48 states grow their portfolios and achieve their financial goals. But we're just getting started. - Founded by real estate investors, for real estate investors - Creative solutions for complex deals - Fast closings when time matters most #### Our Mission To empower real estate investors with fast, flexible financing solutions that help them seize opportunities and grow their businesses. #### Our Vision To be the most trusted name in private real estate lending – known for our speed, reliability, and unwavering commitment to our clients' success. ### By the Numbers Our track record speaks for itself. $500M+ Loans Funded 1,000+ Happy Clients 48 States Covered 7-14 Day Closings ### What Makes Us Different We're not your typical lender. Here's what sets Key Real Estate Capital apart. #### Speed to Close While banks take 45-60 days, we close in as little as 7-14 days. Time kills deals – we don't. #### Certainty of Execution When we issue a term sheet, we stand behind it. No last-minute surprises or re-trades. #### Relationship-Based You'll work with the same team from start to finish. We know your name, not just your file number. #### Real Estate Expertise Our team has bought, sold, and developed properties. We understand your business firsthand. ### Meet Our Team Meet the experienced professionals dedicated to your real estate success. #### Keyan Chang Founder & CEO With extensive experience in real estate lending and investment, Keyan personally owns and manages over 100+ properties, giving him a unique perspective as both lender and investor. #### Lindsay Milano President A Boston native now based in Miami, Lindsay brings over 7 years of expertise in the private lending space with a hands-on approach to guiding clients. #### Daniel Frank Senior Vice President With nearly a decade of experience in private capital lending and real estate investment, Daniel is dedicated to building partnerships and empowering investors. #### Nicole LaVau Vice President Nicole's seasoned background in finance has positioned her as a trusted ally in the hard money real estate sector, fostering trust and client relationships. #### Braedan Chinneck CTO With over sixteen years founding, scaling, and exiting businesses across software, security, and marketing, Braedan leads technology strategy—building secure, scalable systems that improve the client experience. #### Tommy Loutzenheiser Sales Operations Manager Tommy drives growth by blending strategic lending knowledge with efficient technology integration and automation. #### Daisy Mondragon Head of Processing Born and raised in Southern California, Daisy brings over 10+ years of experience in the mortgage lending industry with dedication to funding loans. #### Nicole Laponius Administrator A seasoned real estate professional with over two decades of industry experience, Nicole brings a comprehensive understanding of the real estate process. #### Chelsea Juda Operations Manager Chelsea spent nearly a decade in corporate program management before bringing her operations expertise to the mortgage and private capital lending industry. #### Peter Rossetti Director of Commercial Lending Peter works closely with sponsors and operators to structure tailored financing solutions across the capital stack, including bridge, construction, acquisition, CMBS, mezzanine, and preferred equity transactions. #### Brandi Smith Processor With over 10 years in the mortgage industry, Brandi specializes in loan compliance and hard money lending, guiding loans smoothly from application to funding with attention to detail and clear communication. #### Luis Franco Senior Account Executive Data-driven private capital lender specializing in structuring deals that prioritize speed, clarity, and risk-adjusted returns for real estate investors. #### Bailey Girouard Bailey has been in real estate for five years and is an active investor himself, running fix-and-flips and ground-up construction. That borrower's perspective shapes every deal he touches. As a Senior Account Executive at Key Real Estate Capital, he structures non-QM and hard money financing for fix-and-flip, ground-up, and rental investors. #### Trever Sears Trever Sears is a loan officer with more than 12 years of experience specializing in real estate investors and self-employed borrowers, the clients traditional lending often leaves behind. Having closed over 200 DSCR loans, Trever knows how to structure financing around a property's cash flow rather than a W-2, and he's built a reputation among clients as creative, knowledgeable, and someone who simply gets things done. With a deep understanding of lending guidelines and how to work strategically within them, Trever finds solutions where others see obstacles, helping investors grow their portfolios and entrepreneurs secure the financing they've earned, even when their situation doesn't fit a standard box. #### Todd Eliasen A seasoned entrepreneur with expertise in private capital markets, Todd specializes in helping investors grow their portfolios through tailored financial solutions. #### Raj Vora A versatile professional dedicated to providing innovative and reliable lending solutions to real estate investors and developers. #### Sylvia Barrios Sylvia brings 30+ years of mortgage lending and private capital experience, supporting brokers and investors with bridge, fix-and-flip, DSCR, and Non-QM financing. A licensed CA broker (DRE #01061732, NMLS #904670), she's bilingual in English and conversational Spanish. #### Jess McStravick A full-cycle senior account executive and private lending specialist with 10+ years originating DSCR, fix-and-flip, bridge, and construction financing for real estate investors nationwide. #### German Villegas With over a decade of experience in commercial, private, and residential real estate lending, German brings a creative, solution-oriented approach to every deal. Born and raised in Los Angeles, he relocated at 20 to pursue his Bachelor's in Finance from San Diego State University, and has since built a nationwide network to connect his past, current, and future clients to a living, breathing list of off market investment and development opportunities. Driven by a passion for building lasting relationships, he is committed to being a key part in helping his clients achieve long-term success and unlock financial freedom. #### Frankie Estrada With over a decade in fintech and lending, Frankie brings a technical eye to property financing and long-term value for entrepreneurs. #### Trey Victor Account Executive A leading figure in real estate investment financing, Trey crafts innovative financial solutions tailored to each investor's unique needs. #### Emily Wencelblat Bilingual and detail-oriented, Emily specializes in structuring loans that allow investors to move quickly and confidently. #### Hazel Wilder A licensed Loan Originator offering both traditional and creative options like DSCR, fix & flip, and bridge loans. #### Jason Weber Lending industry expert with 10+ years of experience guiding borrowers through financing solutions with outstanding service and professionalism. #### Mathieu StGermain With a background in sales, teaching, and performance-based coaching, Mathieu brings a clear, disciplined approach to private real estate lending—translating complexity into clarity and treating every deal as a partnership built on transparency and results. #### Samuel Vickrey Samuel combines an entrepreneurial mindset with a relationship-driven approach to real estate lending, supporting investors and property owners with clear communication and dependable execution. #### Gabriel Giordano Gabriel is a driven business professional with a strong background in high-end sales and over four years of involvement in the real estate industry, bringing a consultative, relationship-focused approach to every client engagement. #### Ryan McCoy Ryan McCoy brings a strong background in real estate and financial markets, helping clients navigate complex transactions with clarity and confidence. Known for his responsiveness and attention to detail, he is committed to building long-term relationships based on trust, transparency, and results. #### Lynne Myers Combining 47.5 years of civil litigation paralegal experience with a passion for real estate, Lynne brings unique legal insight to help clients navigate the lending process with confidence and clarity. #### Jeremiah Ibrahim Jeremiah brings six years of hands-on experience in real estate finance and capital markets, with deep expertise in commercial lending, deal structuring, and client relationship management across multifamily, office, retail, and industrial properties. #### Seneca Schachter Seneca's real estate and leadership background makes him an invaluable partner for investors seeking speed, flexibility, and results, structuring creative financing solutions and delivering a hands-on, relationship-driven experience. #### Noel Miramontes Noel brings a disciplined, results-driven approach to private real estate lending, leveraging a background in real estate, investing, and competitive coaching to structure practical, goal-aligned loan solutions with speed, clarity, and execution. #### Rachel Kaliff Rachel is a licensed real estate professional with a Master of Science in Real Estate from USD, bringing experience in multifamily and life science property operations, asset repositioning, and investment strategies including 1031 exchanges. #### Brianna Kay Hunter Private capital lender working with experienced real estate investors and portfolio owners. Her background in acquisitions, deal analysis, and private capital gives her a strong understanding of both sides of a transaction—from finding and evaluating the deal to financing and closing it. She knows personally how important leverage can be. Brianna has been a realtor, investor, and property manager throughout her career. What makes her stand out is how Brianna takes a direct approach: identify what each individual client needs, and structure the financing to get it done best. #### Jillian Haines Senior Loan Processor Jillian brings precision and a client-first approach to processing loans from application to closing, with expertise across conventional and hard money loans, regulatory compliance, and seamless coordination with loan officers, lenders, and third-party partners. #### Adam Epperson Loan Processor Adam brings 15+ years of mortgage operations experience in processing, servicing, and team leadership, specializing in complex loan pipelines, compliance, and delivering audit-ready files with clear communication. #### Melissa Boyle Melissa Boyle is a mortgage lending professional with experience managing residential and business-purpose transactions from initial submission through closing. She brings a detail-oriented, solutions-focused approach to every transaction, with a strong understanding of loan processing, underwriting requirements, and transaction coordination. She is committed to providing responsive service and creating a smooth, efficient experience for borrowers, brokers, and lending partners. #### Dru Barrios Loan Assistant Dru is a Loan Assistant at Key Real Estate Capital, supporting loan officers and clients from application to funding. With a background as Managing Partner and Operations Director at a private mortgage firm, she brings strong experience in pipeline systems, compliance, and client onboarding. She leads with organization, empathy, and a growth mindset, keeping files organized and communication clear so deals close smoothly. #### Danielle Roarke Real Estate Analyst Danielle is pursuing a B.S. in Business Administration with an emphasis in Real Estate at San Diego State University, with prior experience as an Operations Intern at Caruso and active involvement in NAIOP San Diego and SDSU's Real Estate Society. #### Tony Tang Associate Account Executive Tony is a real estate investor and hard money lender specializing in fix-and-flip, DSCR, and ground up construction projects, combining rigorous market analysis with hands-on project management to deliver strong returns and quality renovations. #### Maruschka Biess Maruschka brings a diverse background in account management, project management, and real estate-related consulting to Key Real Estate Capital. A student at Florida International University, she is passionate about helping clients build long-term success through strong relationships and transparent communication. Fluent in English, Spanish, and German. #### Amanda Ishak A licensed California real estate professional, Amanda brings over 10 years of experience in real estate and relationship management, with a strong focus on communication, organization, and building lasting client relationships. #### David Thomas David Thomas is an Associate Account Executive at Key Real Estate Capital and a licensed New York real estate professional. He brings more than 20 years of financial services experience, an MBA from Columbia Business School, and hands-on experience in real estate investing and development. David enjoys helping investors think through opportunities with a practical, analytical approach. Outside of work, he is an avid tennis player and enjoys travel, architecture, and design. #### Jerimie Egland Jerimie Egland is an Associate Account Executive at Key Real Estate Capital, where he combines a genuine love of helping people with a knack for solving problems. Raised in Beaumont, Texas, Jerimie's time in military logistics taught him the value of paying attention to the details and showing up for people — qualities he brings to every client relationship. He's passionate about helping clients move through the real estate finance process with clarity and confidence. When he's not working, you'll find Jerimie making music, diving into audio engineering (he's a graduate of SAE Institute Miami), exploring new technology, or dreaming up his next entrepreneurial idea. #### Mark Mettias Mark Mettias is an Associate Account Executive at Key Real Estate Capital, focused on helping investors explore private capital lending solutions with clear communication and dependable support. #### Esteban A. Wencelblat Esteban Wencelblat is an Associate Account Executive at Key Real Estate Capital, focused on helping real estate investors explore private capital lending solutions with clear communication and dependable support. #### Madrid Amora-Mora With extensive experience in real estate finance and mortgage lending, Madrid brings a deep understanding of construction financing, mortgage banking, and the secondary market to Key Capital. Prior to joining Key, Madrid served as a Regional Manager and Construction Loan Specialist with IndyMac Bank, where he worked closely with borrowers, builders, and real estate professionals to structure and execute complex financing transactions. He also served as an Account Executive with National City Mortgage, specializing in the secondary mortgage market, gaining valuable experience in loan production, capital markets, pricing, and the broader mortgage finance ecosystem. At Key Capital, he is focused on building long term relationships and helping clients successfully navigate the financing process, from acquisition through completion. #### Kyle Eberts Kyle Eberts is an Associate Account Executive at Key Real Estate Capital, helping real estate investors navigate financing for fix-and-flip, rental, new construction, and commercial opportunities. An Ohio native, Kyle brings a relationship-first approach to lending, taking the time to understand each investor's goals and connect them with financing solutions that support both their current deal and long-term growth. He values clear communication, responsiveness, and partnerships built on trust. Outside of work, Kyle values his faith, family, health, and staying involved in his local community. ### Our Core Values These principles guide everything we do at Key Real Estate Capital. #### Compassionate Lending We treat every borrower as a partner, not just a transaction. Your success is our success. #### Solution-Focused We find creative ways to get deals done, even when others say no. #### Excellence in Service From first contact to closing, we deliver an exceptional experience. #### Long-term Relationships We're building lasting partnerships with investors who grow with us. ### Ready to Work Together? Let's discuss how Key Real Estate Capital can help you achieve your investment goals. Get in touch today. Flexible, creative lending solutions to help real estate investors scale their portfolios. NMLS ID: #2676974 ##### Quick Links - [Home](https://keyrealestatecapital.com/) - [Loan Products](https://keyrealestatecapital.com/loan-products) - [Real Estate Lending](https://keyrealestatecapital.com/real-estate-lending) - [Answers](https://keyrealestatecapital.com/answers) - [Calculator](https://keyrealestatecapital.com/calculator) - [Recently Funded](https://keyrealestatecapital.com/deals) - [Blog](https://keyrealestatecapital.com/blog) - [About Us](https://keyrealestatecapital.com/about) - [Contact](https://keyrealestatecapital.com/contact) ##### Loan Products - [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip) - [Single Rental](https://keyrealestatecapital.com/loan-products#single-rental) - [New Construction](https://keyrealestatecapital.com/loan-products#new-construction) - [Rental Portfolio](https://keyrealestatecapital.com/loan-products#rental-portfolio) - [Bridge Loans](https://keyrealestatecapital.com/loan-products#bridge) - [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding) ##### Contact Us - Phone [(619) 369-4444](tel:619-369-4444) - Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com) - Office 401 W A St Ste 200 San Diego, CA 92101 ##### Markets We Serve © 2026 Key Real Estate Capital. 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