# Bridge Loans | Key Real Estate Capital

*Bridge Loans from Key Real Estate Capital. Short-term financing to bridge the gap between transactions, perfect for time-sensitive opportunities. Fast closings, competitive rates. Call 619-369-4444.*

## Bridge Loans

Short-term financing to bridge the gap between transactions, perfect for time-sensitive opportunities.

First-time investor or seasoned pro – we're at your side.

### Rates & Terms

$100K - $5M

Loan Amount

6-24 Months

Loan Term

8.5%

Starting Rate

7-14 Days

Close Time

### Program Details

#### Loan Features

- Quick closing timeline
- Flexible exit strategies
- Interest-only options
- Up to 75% LTV
- No prepayment penalties
- Cross-collateralization available
- Multiple property types accepted

#### Requirements

- Minimum 620 credit score
- Clear exit strategy required
- Property must be non-owner occupied
- Title and property insurance
- Adequate cash reserves
- Entity or individual borrower

### How It Works

#### Application

Submit your application with property details and exit strategy.

#### Underwriting

Fast underwriting focused on asset value and exit plan.

#### Approval

Receive approval and loan terms within 24-48 hours.

#### Closing

Close in as little as 7-14 days.

### Bridge Loans — frequently asked questions

Direct answers to the questions investors ask most about this program.

#### What is a bridge loan?

#### When is a bridge loan useful?

#### How does bridge financing work at KREC?

#### What properties may qualify for a bridge loan?

Looking for more? [Browse all real estate lending answers](https://keyrealestatecapital.com/answers).

### Ready to Get Started?

Let our loan specialists help you find the perfect financing solution for your investment.

Flexible, creative lending solutions to help real estate investors scale their portfolios.

NMLS ID: #2676974

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##### Loan Products

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- [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding)

##### Contact Us

- Phone [(619) 369-4444](tel:619-369-4444)
- Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com)
- Office 401 W A St Ste 200 San Diego, CA 92101

##### Markets We Serve

© 2026 Key Real Estate Capital. All rights reserved.

Service Hours: 24/7 | Monday - Sunday

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Key Real Estate Capital — nationwide private capital lender.
Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161