# Multi-Family / Commercial | Key Real Estate Capital

*Multi-Family / Commercial from Key Real Estate Capital. Creative financing for experienced investors in all asset types including multi-family, retail, office, and industrial properties. Fast closings, competitive rates. Call 619-369-4444.*

## Multi-Family / Commercial

Creative financing for experienced investors in all asset types including multi-family, retail, office, and industrial properties.

First-time investor or seasoned pro – we're at your side.

### Rates & Terms

$500K - $20M

Loan Amount

5-30 Years

Loan Term

6.5%

Starting Rate

80% LTV

Max Leverage

### Program Details

#### Loan Features

- Multi-family properties (5+ units)
- Mixed-use buildings
- Retail and office spaces
- Industrial properties
- Hospitality properties
- Value-add opportunities
- Stabilized and transitional assets

#### Requirements

- Minimum 680 credit score
- Real estate investment experience preferred
- Property must generate income
- Environmental reports may be required
- Entity ownership required
- Detailed operating statements
- Rent roll and lease abstracts

### Multi-Family / Commercial — frequently asked questions

Direct answers to the questions investors ask most about this program.

#### What is multifamily financing?

#### What is commercial real estate financing?

#### What DSCR is required for commercial financing?

#### What documents are reviewed?

Looking for more? [Browse all real estate lending answers](https://keyrealestatecapital.com/answers).

### Ready to Get Started?

Let our loan specialists help you find the perfect financing solution for your investment.

Flexible, creative lending solutions to help real estate investors scale their portfolios.

NMLS ID: #2676974

##### Quick Links

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##### Loan Products

- [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip)
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- [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding)

##### Contact Us

- Phone [(619) 369-4444](tel:619-369-4444)
- Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com)
- Office 401 W A St Ste 200 San Diego, CA 92101

##### Markets We Serve

© 2026 Key Real Estate Capital. All rights reserved.

Service Hours: 24/7 | Monday - Sunday

## Links
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Key Real Estate Capital — nationwide private capital lender.
Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161