# Bridge | Fix & Flip Loans | Key Real Estate Capital

*Bridge | Fix & Flip Loans from Key Real Estate Capital. Short-term financing to purchase (or refinance) and renovate an investment property. Fast closings, competitive rates. Call 619-369-4444.*

## Bridge | Fix & Flip Loans

Short-term financing to purchase (or refinance) and renovate an investment property.

First-time investor or seasoned pro – we're at your side.

### Rates & Terms

$75K - $10M

Loan Amount

6-24 Months

Loan Term

7.75%

Starting Rate

7-14 Days

Close Time

### Additional Perks

#### No Up Front Fees

Start your project without any upfront costs or hidden charges

#### No Appraisal

Skip the traditional appraisal process and move faster

#### No Income Verification

Focus on the property value, not personal income requirements

### Program Details

#### Loan Features

- Loans from $75K – $10M
- Eligible Property Types: SFR / Condo / Multi-Family
- Loan term: 6 / 9 / 12 / 18 / 24 months
- Loan to Cost (LTC): up to 100% of purchase + 100% of rehab
- Loan to After Repair Value (LTARV): up to 75%
- Minimum FICO: 600 – lower on exception
- Rapid Close | No Appraisal | Advanced Rehab Draws

#### Requirements

- No income verification
- No appraisal
- No up front fees
- No experience required
- Detailed renovation budget
- Planned exit strategy

### How It Works

#### Pre-approval

Submit your application and property details for quick pre-approval.

#### Property Review

We review the property and your renovation plans.

#### Closing

Close in as little as 7-14 days with our streamlined process.

#### Renovate & Sell

Complete your renovation and sell for profit.

### Bridge | Fix & Flip Loans — frequently asked questions

Direct answers to the questions investors ask most about this program.

#### What is fix-and-flip financing?

#### How does renovation financing work?

#### What information do lenders review on a flip?

#### Do I need prior flipping experience?

Looking for more? [Browse all real estate lending answers](https://keyrealestatecapital.com/answers).

### Ready to Get Started?

Let our loan specialists help you find the perfect financing solution for your investment.

Flexible, creative lending solutions to help real estate investors scale their portfolios.

NMLS ID: #2676974

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##### Loan Products

- [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip)
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##### Contact Us

- Phone [(619) 369-4444](tel:619-369-4444)
- Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com)
- Office 401 W A St Ste 200 San Diego, CA 92101

##### Markets We Serve

© 2026 Key Real Estate Capital. All rights reserved.

Service Hours: 24/7 | Monday - Sunday

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Key Real Estate Capital — nationwide private capital lender.
Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161