# Single Property Rental | Key Real Estate Capital

*Single Property Rental from Key Real Estate Capital. Low interest rate financing to help you purchase or refinance a short or long-term rental property. Fast closings, competitive rates. Call 619-369-4444.*

## Single Property Rental

Low interest rate financing to help you purchase or refinance a short or long-term rental property.

First-time investor or seasoned pro – we're at your side.

### Rates & Terms

$50k - $10m

Loan Amount

30 Years

Loan Term

5.875%

Starting Rate

80% LTV

Max Leverage

### Program Details

#### Loan Features

- Rates starting at 5.875%
- Loans from $50k - $10m
- Eligible Property Types: SFR / Multi-Family / Condo
- Purchase / Rate-Term Refinance: up to 80% LTV
- Cash-out Refinance: up to 75% LTV
- Loan Terms: 30-year Fixed | Interest-only (10/1 ARM)
- Minimum FICO: 620
- Minimum DSCR: 0.75x | No seasoning required

#### Requirements

- Minimum 620 credit score
- Minimum DSCR 0.75x (FICO 720+ for DSCR below 0.95)
- No experience required
- Property valuation (min $75,000)
- Title and property insurance
- Adequate cash reserves
- Not available in ND, NV, or SD

### Single Property Rental — frequently asked questions

Direct answers to the questions investors ask most about this program.

#### What is a DSCR rental property loan?

#### What DSCR is required?

#### Can I take cash out on a refinance?

#### What property types and states are eligible?

Looking for more? [Browse all real estate lending answers](https://keyrealestatecapital.com/answers).

### Ready to Get Started?

Let our loan specialists help you find the perfect financing solution for your investment.

Flexible, creative lending solutions to help real estate investors scale their portfolios.

NMLS ID: #2676974

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##### Loan Products

- [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip)
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##### Contact Us

- Phone [(619) 369-4444](tel:619-369-4444)
- Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com)
- Office 401 W A St Ste 200 San Diego, CA 92101

##### Markets We Serve

© 2026 Key Real Estate Capital. All rights reserved.

Service Hours: 24/7 | Monday - Sunday

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Key Real Estate Capital — nationwide private capital lender.
Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161