# Austin Hard Money Lender | DSCR & Fix-Flip Loans | KREC *Hard money loans for Austin real estate investors. Fix & flip, DSCR rental, bridge & construction financing with closings in as fast as 7 days. Call 619-369-4444.* ## Austin Hard Money Lender Fast, flexible hard money loans for Austin real estate investors. Fix & flip, DSCR, bridge, and construction financing across Central Texas. 48 States We Lend In 7 Days Fastest Close Time 9.99% Rates Starting At 4.9/5 Client Rating ### Why Austin Investors Choose Us Austin's tech-driven growth and steady stream of new residents keep investor demand strong from the urban core out to the surrounding hill country suburbs. #### Investor-First Lending We lend on the deal, not your W-2. Asset-based underwriting means Austin investors get answers in hours, not weeks. #### Fast Closings Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't. #### Personal Service Work with real humans, not algorithms. A dedicated account executive guides every Austin deal from term sheet to closing table. ### Hard Money Loans for Austin Investors Comprehensive financing solutions for every Austin real estate investment strategy. #### Fix & Flip Loans Up to 90% LTC and 100% rehab financing for Austin investment properties. Close in as fast as 7 days. #### DSCR Rental Loans No income verification. Qualify based on property cash flow — a great fit for Austin's rental market. #### New Construction Ground-up construction financing for single-family and multi-unit projects throughout the Austin area. #### Bridge Loans Quick bridge financing to acquire Austin properties before your exit strategy is finalized. ### Serving All of Central Texas From central Austin to the high-growth corridor along I-35, we fund investment deals across the region. Plus all other Austin-area communities. We lend in 48 states from our San Diego headquarters. #### Talk to Our Austin Lending Team Lending in Austin, TX 100% remote closings — no office visit required. Funded from our San Diego headquarters. Phone Hours Monday - Friday: 8am - 6pm PT Weekends: By Appointment ### Austin Hard Money Loan FAQs Common questions from Austin real estate investors. #### What areas of Austin do you serve? We fund deals throughout the Austin area including Round Rock, Cedar Park, Pflugerville, Georgetown, Leander, Kyle, Buda, San Marcos, and all surrounding communities in Texas. #### How fast can you close on a Austin property? We can close in as fast as 7 days for straightforward deals. Most Austin transactions close within 10-14 days. #### Do you require Austin real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Austin investment. #### What are your rates for Austin hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Austin project. #### Do you fund DSCR loans in Austin? Yes! We qualify based on property cash flow, not personal income — a strong fit for Austin rental investors. ### Ready to Fund Your Austin Investment? Get a free quote in minutes. Our team is standing by to help with your next Austin real estate deal. Flexible, creative lending solutions to help real estate investors scale their portfolios. NMLS ID: #2676974 ##### Quick Links - [Home](https://keyrealestatecapital.com/) - [Loan Products](https://keyrealestatecapital.com/loan-products) - [Real Estate Lending](https://keyrealestatecapital.com/real-estate-lending) - [Answers](https://keyrealestatecapital.com/answers) - [Calculator](https://keyrealestatecapital.com/calculator) - [Recently Funded](https://keyrealestatecapital.com/deals) - [Blog](https://keyrealestatecapital.com/blog) - [About Us](https://keyrealestatecapital.com/about) - [Contact](https://keyrealestatecapital.com/contact) ##### Loan Products - [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip) - [Single Rental](https://keyrealestatecapital.com/loan-products#single-rental) - [New Construction](https://keyrealestatecapital.com/loan-products#new-construction) - [Rental Portfolio](https://keyrealestatecapital.com/loan-products#rental-portfolio) - [Bridge Loans](https://keyrealestatecapital.com/loan-products#bridge) - [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding) ##### Contact Us - Phone [(619) 369-4444](tel:619-369-4444) - Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com) - Office 401 W A St Ste 200 San Diego, CA 92101 ##### Markets We Serve © 2026 Key Real Estate Capital. All rights reserved. Service Hours: 24/7 | Monday - Sunday ## Business Information - **Name:** Key Real Estate Capital - Austin - **Description:** Austin hard money lender specializing in fix and flip loans, DSCR rental loans, bridge financing, and construction loans. - **Telephone:** +1-619-369-4444 - **Website:** https://keyrealestatecapital.com/locations/austin - **Address:** 401 W A St Ste 200, San Diego, CA, 92101 ## Frequently Asked Questions ### What areas of Austin do you serve? We fund deals throughout the Austin area including Round Rock, Cedar Park, Pflugerville, Georgetown, Leander, Kyle, Buda, San Marcos, and all surrounding communities in Texas. ### How fast can you close on a Austin property? We can close in as fast as 7 days for straightforward deals. Most Austin transactions close within 10-14 days. ### Do you require Austin real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Austin investment. ### What are your rates for Austin hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Austin project. ### Do you fund DSCR loans in Austin? Yes! We qualify based on property cash flow, not personal income — a strong fit for Austin rental investors. ## Links - [Get a Free Quote](https://keyrealestatecapital.com/contact) - [Learn More](https://keyrealestatecapital.com/loan-products/fix-and-flip) - [Learn More](https://keyrealestatecapital.com/loan-products/single-rental) - [Learn More](https://keyrealestatecapital.com/loan-products/new-construction) - [Learn More](https://keyrealestatecapital.com/loan-products/bridge) - [Get Started Today](https://keyrealestatecapital.com/contact) - [San Diego](https://keyrealestatecapital.com/locations/san-diego) - [Phoenix](https://keyrealestatecapital.com/locations/phoenix) - [Dallas-Fort Worth](https://keyrealestatecapital.com/locations/dallas-fort-worth) - [Houston](https://keyrealestatecapital.com/locations/houston) - [Atlanta](https://keyrealestatecapital.com/locations/atlanta) - [Tampa](https://keyrealestatecapital.com/locations/tampa) - [Orlando](https://keyrealestatecapital.com/locations/orlando) - [Miami](https://keyrealestatecapital.com/locations/miami) - [Las Vegas](https://keyrealestatecapital.com/locations/las-vegas) - [Denver](https://keyrealestatecapital.com/locations/denver) - [Charlotte](https://keyrealestatecapital.com/locations/charlotte) - [Nashville](https://keyrealestatecapital.com/locations/nashville) - [Sacramento](https://keyrealestatecapital.com/locations/sacramento) - [Riverside](https://keyrealestatecapital.com/locations/riverside) - [Jacksonville](https://keyrealestatecapital.com/locations/jacksonville) - [San Antonio](https://keyrealestatecapital.com/locations/san-antonio) - [Columbus](https://keyrealestatecapital.com/locations/columbus) - [Indianapolis](https://keyrealestatecapital.com/locations/indianapolis) - [Kansas City](https://keyrealestatecapital.com/locations/kansas-city) - [Memphis](https://keyrealestatecapital.com/locations/memphis) - [Birmingham](https://keyrealestatecapital.com/locations/birmingham) - [Cleveland](https://keyrealestatecapital.com/locations/cleveland) - [Austin](https://keyrealestatecapital.com/locations/austin) - [Privacy Policy](https://keyrealestatecapital.com/privacy-policy) - [Terms & Conditions](https://keyrealestatecapital.com/terms-of-service) - [Anti-Spam Policy](https://keyrealestatecapital.com/anti-spam-email-policy) --- Canonical URL: https://keyrealestatecapital.com/locations/austin Markdown URL: https://keyrealestatecapital.com/locations/austin.md Agent overview: https://keyrealestatecapital.com/llms.txt Full reference: https://keyrealestatecapital.com/llms-full.txt Sitemap: https://keyrealestatecapital.com/sitemap.xml Related Key Real Estate Capital resources: - Loan programs: https://keyrealestatecapital.com/loan-products - Questions answered: https://keyrealestatecapital.com/answers - Loan calculator: https://keyrealestatecapital.com/calculator - Contact: https://keyrealestatecapital.com/contact Key Real Estate Capital — nationwide private capital lender. Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161