# Cleveland Hard Money Lender | DSCR & Fix-Flip Loans | KREC *Hard money loans for Cleveland real estate investors. Fix & flip, DSCR rental, bridge & construction financing with closings in as fast as 7 days. Call 619-369-4444.* ## Cleveland Hard Money Lender Fast, flexible hard money loans for Cleveland real estate investors. Fix & flip, DSCR, bridge, and construction financing across Northeast Ohio. 48 States We Lend In 7 Days Fastest Close Time 9.99% Rates Starting At 4.9/5 Client Rating ### Why Cleveland Investors Choose Us Cleveland delivers some of the strongest rent-to-price ratios in the nation, drawing cash-flow investors from around the country to Northeast Ohio. #### Investor-First Lending We lend on the deal, not your W-2. Asset-based underwriting means Cleveland investors get answers in hours, not weeks. #### Fast Closings Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't. #### Personal Service Work with real humans, not algorithms. A dedicated account executive guides every Cleveland deal from term sheet to closing table. ### Hard Money Loans for Cleveland Investors Comprehensive financing solutions for every Cleveland real estate investment strategy. #### Fix & Flip Loans Up to 90% LTC and 100% rehab financing for Cleveland investment properties. Close in as fast as 7 days. #### DSCR Rental Loans No income verification. Qualify based on property cash flow — a great fit for Cleveland's rental market. #### New Construction Ground-up construction financing for single-family and multi-unit projects throughout the Cleveland area. #### Bridge Loans Quick bridge financing to acquire Cleveland properties before your exit strategy is finalized. ### Serving All of Northeast Ohio From Cleveland's revitalizing neighborhoods to the east and west side suburbs, we fund investment deals across the region. Plus all other Cleveland-area communities. We lend in 48 states from our San Diego headquarters. #### Talk to Our Cleveland Lending Team Lending in Cleveland, OH 100% remote closings — no office visit required. Funded from our San Diego headquarters. Phone Hours Monday - Friday: 8am - 6pm PT Weekends: By Appointment ### Cleveland Hard Money Loan FAQs Common questions from Cleveland real estate investors. #### What areas of Cleveland do you serve? We fund deals throughout the Cleveland area including Lakewood, Parma, Euclid, Cleveland Heights, Shaker Heights, Garfield Heights, Strongsville, Westlake, and all surrounding communities in Ohio. #### How fast can you close on a Cleveland property? We can close in as fast as 7 days for straightforward deals. Most Cleveland transactions close within 10-14 days. #### Do you require Cleveland real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Cleveland investment. #### What are your rates for Cleveland hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Cleveland project. #### Do you fund DSCR loans in Cleveland? Yes! We qualify based on property cash flow, not personal income — a strong fit for Cleveland rental investors. ### Ready to Fund Your Cleveland Investment? Get a free quote in minutes. Our team is standing by to help with your next Cleveland real estate deal. Flexible, creative lending solutions to help real estate investors scale their portfolios. NMLS ID: #2676974 ##### Quick Links - [Home](https://keyrealestatecapital.com/) - [Loan Products](https://keyrealestatecapital.com/loan-products) - [Real Estate Lending](https://keyrealestatecapital.com/real-estate-lending) - [Answers](https://keyrealestatecapital.com/answers) - [Calculator](https://keyrealestatecapital.com/calculator) - [Recently Funded](https://keyrealestatecapital.com/deals) - [Blog](https://keyrealestatecapital.com/blog) - [About Us](https://keyrealestatecapital.com/about) - [Contact](https://keyrealestatecapital.com/contact) ##### Loan Products - [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip) - [Single Rental](https://keyrealestatecapital.com/loan-products#single-rental) - [New Construction](https://keyrealestatecapital.com/loan-products#new-construction) - [Rental Portfolio](https://keyrealestatecapital.com/loan-products#rental-portfolio) - [Bridge Loans](https://keyrealestatecapital.com/loan-products#bridge) - [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding) ##### Contact Us - Phone [(619) 369-4444](tel:619-369-4444) - Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com) - Office 401 W A St Ste 200 San Diego, CA 92101 ##### Markets We Serve © 2026 Key Real Estate Capital. All rights reserved. Service Hours: 24/7 | Monday - Sunday ## Business Information - **Name:** Key Real Estate Capital - Cleveland - **Description:** Cleveland hard money lender specializing in fix and flip loans, DSCR rental loans, bridge financing, and construction loans. - **Telephone:** +1-619-369-4444 - **Website:** https://keyrealestatecapital.com/locations/cleveland - **Address:** 401 W A St Ste 200, San Diego, CA, 92101 ## Frequently Asked Questions ### What areas of Cleveland do you serve? We fund deals throughout the Cleveland area including Lakewood, Parma, Euclid, Cleveland Heights, Shaker Heights, Garfield Heights, Strongsville, Westlake, and all surrounding communities in Ohio. ### How fast can you close on a Cleveland property? We can close in as fast as 7 days for straightforward deals. Most Cleveland transactions close within 10-14 days. ### Do you require Cleveland real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Cleveland investment. ### What are your rates for Cleveland hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Cleveland project. ### Do you fund DSCR loans in Cleveland? Yes! We qualify based on property cash flow, not personal income — a strong fit for Cleveland rental investors. ## Links - [Get a Free Quote](https://keyrealestatecapital.com/contact) - [Learn More](https://keyrealestatecapital.com/loan-products/fix-and-flip) - [Learn More](https://keyrealestatecapital.com/loan-products/single-rental) - [Learn More](https://keyrealestatecapital.com/loan-products/new-construction) - [Learn More](https://keyrealestatecapital.com/loan-products/bridge) - [Get Started Today](https://keyrealestatecapital.com/contact) - [San Diego](https://keyrealestatecapital.com/locations/san-diego) - [Phoenix](https://keyrealestatecapital.com/locations/phoenix) - [Dallas-Fort Worth](https://keyrealestatecapital.com/locations/dallas-fort-worth) - [Houston](https://keyrealestatecapital.com/locations/houston) - [Atlanta](https://keyrealestatecapital.com/locations/atlanta) - [Tampa](https://keyrealestatecapital.com/locations/tampa) - [Orlando](https://keyrealestatecapital.com/locations/orlando) - [Miami](https://keyrealestatecapital.com/locations/miami) - [Las Vegas](https://keyrealestatecapital.com/locations/las-vegas) - [Denver](https://keyrealestatecapital.com/locations/denver) - [Charlotte](https://keyrealestatecapital.com/locations/charlotte) - [Nashville](https://keyrealestatecapital.com/locations/nashville) - [Sacramento](https://keyrealestatecapital.com/locations/sacramento) - [Riverside](https://keyrealestatecapital.com/locations/riverside) - [Jacksonville](https://keyrealestatecapital.com/locations/jacksonville) - [San Antonio](https://keyrealestatecapital.com/locations/san-antonio) - [Columbus](https://keyrealestatecapital.com/locations/columbus) - [Indianapolis](https://keyrealestatecapital.com/locations/indianapolis) - [Kansas City](https://keyrealestatecapital.com/locations/kansas-city) - [Memphis](https://keyrealestatecapital.com/locations/memphis) - [Birmingham](https://keyrealestatecapital.com/locations/birmingham) - [Cleveland](https://keyrealestatecapital.com/locations/cleveland) - [Austin](https://keyrealestatecapital.com/locations/austin) - [Privacy Policy](https://keyrealestatecapital.com/privacy-policy) - [Terms & Conditions](https://keyrealestatecapital.com/terms-of-service) - [Anti-Spam Policy](https://keyrealestatecapital.com/anti-spam-email-policy) --- Canonical URL: https://keyrealestatecapital.com/locations/cleveland Markdown URL: https://keyrealestatecapital.com/locations/cleveland.md Agent overview: https://keyrealestatecapital.com/llms.txt Full reference: https://keyrealestatecapital.com/llms-full.txt Sitemap: https://keyrealestatecapital.com/sitemap.xml Related Key Real Estate Capital resources: - Loan programs: https://keyrealestatecapital.com/loan-products - Questions answered: https://keyrealestatecapital.com/answers - Loan calculator: https://keyrealestatecapital.com/calculator - Contact: https://keyrealestatecapital.com/contact Key Real Estate Capital — nationwide private capital lender. Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161