# Columbus Hard Money Lender | DSCR & Fix-Flip Loans | KREC *Hard money loans for Columbus real estate investors. Fix & flip, DSCR rental, bridge & construction financing with closings in as fast as 7 days. Call 619-369-4444.* ## Columbus Hard Money Lender Fast, flexible hard money loans for Columbus real estate investors. Fix & flip, DSCR, bridge, and construction financing across Central Ohio. 48 States We Lend In 7 Days Fastest Close Time 9.99% Rates Starting At 4.9/5 Client Rating ### Why Columbus Investors Choose Us Columbus is the Midwest's standout growth story — a diversified economy and major tech investment keep demand strong for flips and rentals across Central Ohio. #### Investor-First Lending We lend on the deal, not your W-2. Asset-based underwriting means Columbus investors get answers in hours, not weeks. #### Fast Closings Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't. #### Personal Service Work with real humans, not algorithms. A dedicated account executive guides every Columbus deal from term sheet to closing table. ### Hard Money Loans for Columbus Investors Comprehensive financing solutions for every Columbus real estate investment strategy. #### Fix & Flip Loans Up to 90% LTC and 100% rehab financing for Columbus investment properties. Close in as fast as 7 days. #### DSCR Rental Loans No income verification. Qualify based on property cash flow — a great fit for Columbus's rental market. #### New Construction Ground-up construction financing for single-family and multi-unit projects throughout the Columbus area. #### Bridge Loans Quick bridge financing to acquire Columbus properties before your exit strategy is finalized. ### Serving All of Central Ohio From downtown Columbus to the suburban ring, we fund investment deals across Central Ohio. Plus all other Columbus-area communities. We lend in 48 states from our San Diego headquarters. #### Talk to Our Columbus Lending Team Lending in Columbus, OH 100% remote closings — no office visit required. Funded from our San Diego headquarters. Phone Hours Monday - Friday: 8am - 6pm PT Weekends: By Appointment ### Columbus Hard Money Loan FAQs Common questions from Columbus real estate investors. #### What areas of Columbus do you serve? We fund deals throughout the Columbus area including Dublin, Westerville, Grove City, Hilliard, Gahanna, Reynoldsburg, Upper Arlington, Whitehall, and all surrounding communities in Ohio. #### How fast can you close on a Columbus property? We can close in as fast as 7 days for straightforward deals. Most Columbus transactions close within 10-14 days. #### Do you require Columbus real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Columbus investment. #### What are your rates for Columbus hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Columbus project. #### Do you fund DSCR loans in Columbus? Yes! We qualify based on property cash flow, not personal income — a strong fit for Columbus rental investors. ### Ready to Fund Your Columbus Investment? Get a free quote in minutes. Our team is standing by to help with your next Columbus real estate deal. Flexible, creative lending solutions to help real estate investors scale their portfolios. NMLS ID: #2676974 ##### Quick Links - [Home](https://keyrealestatecapital.com/) - [Loan Products](https://keyrealestatecapital.com/loan-products) - [Real Estate Lending](https://keyrealestatecapital.com/real-estate-lending) - [Answers](https://keyrealestatecapital.com/answers) - [Calculator](https://keyrealestatecapital.com/calculator) - [Recently Funded](https://keyrealestatecapital.com/deals) - [Blog](https://keyrealestatecapital.com/blog) - [About Us](https://keyrealestatecapital.com/about) - [Contact](https://keyrealestatecapital.com/contact) ##### Loan Products - [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip) - [Single Rental](https://keyrealestatecapital.com/loan-products#single-rental) - [New Construction](https://keyrealestatecapital.com/loan-products#new-construction) - [Rental Portfolio](https://keyrealestatecapital.com/loan-products#rental-portfolio) - [Bridge Loans](https://keyrealestatecapital.com/loan-products#bridge) - [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding) ##### Contact Us - Phone [(619) 369-4444](tel:619-369-4444) - Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com) - Office 401 W A St Ste 200 San Diego, CA 92101 ##### Markets We Serve © 2026 Key Real Estate Capital. All rights reserved. Service Hours: 24/7 | Monday - Sunday ## Business Information - **Name:** Key Real Estate Capital - Columbus - **Description:** Columbus hard money lender specializing in fix and flip loans, DSCR rental loans, bridge financing, and construction loans. - **Telephone:** +1-619-369-4444 - **Website:** https://keyrealestatecapital.com/locations/columbus - **Address:** 401 W A St Ste 200, San Diego, CA, 92101 ## Frequently Asked Questions ### What areas of Columbus do you serve? We fund deals throughout the Columbus area including Dublin, Westerville, Grove City, Hilliard, Gahanna, Reynoldsburg, Upper Arlington, Whitehall, and all surrounding communities in Ohio. ### How fast can you close on a Columbus property? We can close in as fast as 7 days for straightforward deals. Most Columbus transactions close within 10-14 days. ### Do you require Columbus real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Columbus investment. ### What are your rates for Columbus hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Columbus project. ### Do you fund DSCR loans in Columbus? Yes! We qualify based on property cash flow, not personal income — a strong fit for Columbus rental investors. ## Links - [Get a Free Quote](https://keyrealestatecapital.com/contact) - [Learn More](https://keyrealestatecapital.com/loan-products/fix-and-flip) - [Learn More](https://keyrealestatecapital.com/loan-products/single-rental) - [Learn More](https://keyrealestatecapital.com/loan-products/new-construction) - [Learn More](https://keyrealestatecapital.com/loan-products/bridge) - [Get Started Today](https://keyrealestatecapital.com/contact) - [San Diego](https://keyrealestatecapital.com/locations/san-diego) - [Phoenix](https://keyrealestatecapital.com/locations/phoenix) - [Dallas-Fort Worth](https://keyrealestatecapital.com/locations/dallas-fort-worth) - [Houston](https://keyrealestatecapital.com/locations/houston) - [Atlanta](https://keyrealestatecapital.com/locations/atlanta) - [Tampa](https://keyrealestatecapital.com/locations/tampa) - [Orlando](https://keyrealestatecapital.com/locations/orlando) - [Miami](https://keyrealestatecapital.com/locations/miami) - [Las Vegas](https://keyrealestatecapital.com/locations/las-vegas) - [Denver](https://keyrealestatecapital.com/locations/denver) - [Charlotte](https://keyrealestatecapital.com/locations/charlotte) - [Nashville](https://keyrealestatecapital.com/locations/nashville) - [Sacramento](https://keyrealestatecapital.com/locations/sacramento) - [Riverside](https://keyrealestatecapital.com/locations/riverside) - [Jacksonville](https://keyrealestatecapital.com/locations/jacksonville) - [San Antonio](https://keyrealestatecapital.com/locations/san-antonio) - [Columbus](https://keyrealestatecapital.com/locations/columbus) - [Indianapolis](https://keyrealestatecapital.com/locations/indianapolis) - [Kansas City](https://keyrealestatecapital.com/locations/kansas-city) - [Memphis](https://keyrealestatecapital.com/locations/memphis) - [Birmingham](https://keyrealestatecapital.com/locations/birmingham) - [Cleveland](https://keyrealestatecapital.com/locations/cleveland) - [Austin](https://keyrealestatecapital.com/locations/austin) - [Privacy Policy](https://keyrealestatecapital.com/privacy-policy) - [Terms & Conditions](https://keyrealestatecapital.com/terms-of-service) - [Anti-Spam Policy](https://keyrealestatecapital.com/anti-spam-email-policy) --- Canonical URL: https://keyrealestatecapital.com/locations/columbus Markdown URL: https://keyrealestatecapital.com/locations/columbus.md Agent overview: https://keyrealestatecapital.com/llms.txt Full reference: https://keyrealestatecapital.com/llms-full.txt Sitemap: https://keyrealestatecapital.com/sitemap.xml Related Key Real Estate Capital resources: - Loan programs: https://keyrealestatecapital.com/loan-products - Questions answered: https://keyrealestatecapital.com/answers - Loan calculator: https://keyrealestatecapital.com/calculator - Contact: https://keyrealestatecapital.com/contact Key Real Estate Capital — nationwide private capital lender. Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161