# Indianapolis Hard Money Lender | DSCR & Fix-Flip Loans | KREC *Hard money loans for Indianapolis real estate investors. Fix & flip, DSCR rental, bridge & construction financing with closings in as fast as 7 days. Call 619-369-4444.* ## Indianapolis Hard Money Lender Fast, flexible hard money loans for Indianapolis real estate investors. Fix & flip, DSCR, bridge, and construction financing across Central Indiana. 48 States We Lend In 7 Days Fastest Close Time 9.99% Rates Starting At 4.9/5 Client Rating ### Why Indianapolis Investors Choose Us Indianapolis is a cash-flow classic — affordable inventory, landlord-friendly laws, and steady demand make it one of the most reliable rental markets in the country. #### Investor-First Lending We lend on the deal, not your W-2. Asset-based underwriting means Indianapolis investors get answers in hours, not weeks. #### Fast Closings Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't. #### Personal Service Work with real humans, not algorithms. A dedicated account executive guides every Indianapolis deal from term sheet to closing table. ### Hard Money Loans for Indianapolis Investors Comprehensive financing solutions for every Indianapolis real estate investment strategy. #### Fix & Flip Loans Up to 90% LTC and 100% rehab financing for Indianapolis investment properties. Close in as fast as 7 days. #### DSCR Rental Loans No income verification. Qualify based on property cash flow — a great fit for Indianapolis's rental market. #### New Construction Ground-up construction financing for single-family and multi-unit projects throughout the Indianapolis area. #### Bridge Loans Quick bridge financing to acquire Indianapolis properties before your exit strategy is finalized. ### Serving Greater Indianapolis From downtown Indy to the donut-county suburbs, we fund investment deals across Central Indiana. Plus all other Indianapolis-area communities. We lend in 48 states from our San Diego headquarters. #### Talk to Our Indianapolis Lending Team Lending in Indianapolis, IN 100% remote closings — no office visit required. Funded from our San Diego headquarters. Phone Hours Monday - Friday: 8am - 6pm PT Weekends: By Appointment ### Indianapolis Hard Money Loan FAQs Common questions from Indianapolis real estate investors. #### What areas of Indianapolis do you serve? We fund deals throughout the Indianapolis area including Carmel, Fishers, Noblesville, Greenwood, Avon, Brownsburg, Plainfield, Lawrence, and all surrounding communities in Indiana. #### How fast can you close on a Indianapolis property? We can close in as fast as 7 days for straightforward deals. Most Indianapolis transactions close within 10-14 days. #### Do you require Indianapolis real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Indianapolis investment. #### What are your rates for Indianapolis hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Indianapolis project. #### Do you fund DSCR loans in Indianapolis? Yes! We qualify based on property cash flow, not personal income — a strong fit for Indianapolis rental investors. ### Ready to Fund Your Indianapolis Investment? Get a free quote in minutes. Our team is standing by to help with your next Indianapolis real estate deal. Flexible, creative lending solutions to help real estate investors scale their portfolios. NMLS ID: #2676974 ##### Quick Links - [Home](https://keyrealestatecapital.com/) - [Loan Products](https://keyrealestatecapital.com/loan-products) - [Real Estate Lending](https://keyrealestatecapital.com/real-estate-lending) - [Answers](https://keyrealestatecapital.com/answers) - [Calculator](https://keyrealestatecapital.com/calculator) - [Recently Funded](https://keyrealestatecapital.com/deals) - [Blog](https://keyrealestatecapital.com/blog) - [About Us](https://keyrealestatecapital.com/about) - [Contact](https://keyrealestatecapital.com/contact) ##### Loan Products - [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip) - [Single Rental](https://keyrealestatecapital.com/loan-products#single-rental) - [New Construction](https://keyrealestatecapital.com/loan-products#new-construction) - [Rental Portfolio](https://keyrealestatecapital.com/loan-products#rental-portfolio) - [Bridge Loans](https://keyrealestatecapital.com/loan-products#bridge) - [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding) ##### Contact Us - Phone [(619) 369-4444](tel:619-369-4444) - Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com) - Office 401 W A St Ste 200 San Diego, CA 92101 ##### Markets We Serve © 2026 Key Real Estate Capital. All rights reserved. Service Hours: 24/7 | Monday - Sunday ## Business Information - **Name:** Key Real Estate Capital - Indianapolis - **Description:** Indianapolis hard money lender specializing in fix and flip loans, DSCR rental loans, bridge financing, and construction loans. - **Telephone:** +1-619-369-4444 - **Website:** https://keyrealestatecapital.com/locations/indianapolis - **Address:** 401 W A St Ste 200, San Diego, CA, 92101 ## Frequently Asked Questions ### What areas of Indianapolis do you serve? We fund deals throughout the Indianapolis area including Carmel, Fishers, Noblesville, Greenwood, Avon, Brownsburg, Plainfield, Lawrence, and all surrounding communities in Indiana. ### How fast can you close on a Indianapolis property? We can close in as fast as 7 days for straightforward deals. Most Indianapolis transactions close within 10-14 days. ### Do you require Indianapolis real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Indianapolis investment. ### What are your rates for Indianapolis hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Indianapolis project. ### Do you fund DSCR loans in Indianapolis? Yes! We qualify based on property cash flow, not personal income — a strong fit for Indianapolis rental investors. ## Links - [Get a Free Quote](https://keyrealestatecapital.com/contact) - [Learn More](https://keyrealestatecapital.com/loan-products/fix-and-flip) - [Learn More](https://keyrealestatecapital.com/loan-products/single-rental) - [Learn More](https://keyrealestatecapital.com/loan-products/new-construction) - [Learn More](https://keyrealestatecapital.com/loan-products/bridge) - [Get Started Today](https://keyrealestatecapital.com/contact) - [San Diego](https://keyrealestatecapital.com/locations/san-diego) - [Phoenix](https://keyrealestatecapital.com/locations/phoenix) - [Dallas-Fort Worth](https://keyrealestatecapital.com/locations/dallas-fort-worth) - [Houston](https://keyrealestatecapital.com/locations/houston) - [Atlanta](https://keyrealestatecapital.com/locations/atlanta) - [Tampa](https://keyrealestatecapital.com/locations/tampa) - [Orlando](https://keyrealestatecapital.com/locations/orlando) - [Miami](https://keyrealestatecapital.com/locations/miami) - [Las Vegas](https://keyrealestatecapital.com/locations/las-vegas) - [Denver](https://keyrealestatecapital.com/locations/denver) - [Charlotte](https://keyrealestatecapital.com/locations/charlotte) - [Nashville](https://keyrealestatecapital.com/locations/nashville) - [Sacramento](https://keyrealestatecapital.com/locations/sacramento) - [Riverside](https://keyrealestatecapital.com/locations/riverside) - [Jacksonville](https://keyrealestatecapital.com/locations/jacksonville) - [San Antonio](https://keyrealestatecapital.com/locations/san-antonio) - [Columbus](https://keyrealestatecapital.com/locations/columbus) - [Indianapolis](https://keyrealestatecapital.com/locations/indianapolis) - [Kansas City](https://keyrealestatecapital.com/locations/kansas-city) - [Memphis](https://keyrealestatecapital.com/locations/memphis) - [Birmingham](https://keyrealestatecapital.com/locations/birmingham) - [Cleveland](https://keyrealestatecapital.com/locations/cleveland) - [Austin](https://keyrealestatecapital.com/locations/austin) - [Privacy Policy](https://keyrealestatecapital.com/privacy-policy) - [Terms & Conditions](https://keyrealestatecapital.com/terms-of-service) - [Anti-Spam Policy](https://keyrealestatecapital.com/anti-spam-email-policy) --- Canonical URL: https://keyrealestatecapital.com/locations/indianapolis Markdown URL: https://keyrealestatecapital.com/locations/indianapolis.md Agent overview: https://keyrealestatecapital.com/llms.txt Full reference: https://keyrealestatecapital.com/llms-full.txt Sitemap: https://keyrealestatecapital.com/sitemap.xml Related Key Real Estate Capital resources: - Loan programs: https://keyrealestatecapital.com/loan-products - Questions answered: https://keyrealestatecapital.com/answers - Loan calculator: https://keyrealestatecapital.com/calculator - Contact: https://keyrealestatecapital.com/contact Key Real Estate Capital — nationwide private capital lender. Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161