# Miami Hard Money Lender | DSCR & Fix-Flip Loans | KREC *Hard money loans for Miami real estate investors. Fix & flip, DSCR rental, bridge & construction financing with closings in as fast as 7 days. Call 619-369-4444.* ## Miami Hard Money Lender Fast, flexible hard money loans for South Florida real estate investors. Fix & flip, DSCR, bridge, and construction financing from Miami to Fort Lauderdale. 48 States We Lend In 7 Days Fastest Close Time 9.99% Rates Starting At 4.9/5 Client Rating ### Why Miami Investors Choose Us South Florida remains a magnet for domestic and international capital, with premium flips, condo conversions, and strong rental demand across the tri-county area. #### Investor-First Lending We lend on the deal, not your W-2. Asset-based underwriting means Miami investors get answers in hours, not weeks. #### Fast Closings Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't. #### Personal Service Work with real humans, not algorithms. A dedicated account executive guides every Miami deal from term sheet to closing table. ### Hard Money Loans for Miami Investors Comprehensive financing solutions for every Miami real estate investment strategy. #### Fix & Flip Loans Up to 90% LTC and 100% rehab financing for Miami investment properties. Close in as fast as 7 days. #### DSCR Rental Loans No income verification. Qualify based on property cash flow — a great fit for Miami's rental market. #### New Construction Ground-up construction financing for single-family and multi-unit projects throughout the Miami area. #### Bridge Loans Quick bridge financing to acquire Miami properties before your exit strategy is finalized. ### Serving All of South Florida From Miami-Dade to Broward, we fund investment deals across the tri-county South Florida market. Plus all other Miami-area communities. We lend in 48 states from our San Diego headquarters. #### Talk to Our Miami Lending Team Lending in Miami, FL 100% remote closings — no office visit required. Funded from our San Diego headquarters. Phone Hours Monday - Friday: 8am - 6pm PT Weekends: By Appointment ### Miami Hard Money Loan FAQs Common questions from Miami real estate investors. #### What areas of Miami do you serve? We fund deals throughout the Miami area including Miami Beach, Hialeah, Coral Gables, Kendall, Doral, Homestead, North Miami, Fort Lauderdale, and all surrounding communities in Florida. #### How fast can you close on a Miami property? We can close in as fast as 7 days for straightforward deals. Most Miami transactions close within 10-14 days. #### Do you require Miami real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Miami investment. #### What are your rates for Miami hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Miami project. #### Do you fund DSCR loans in Miami? Yes! We qualify based on property cash flow, not personal income — a strong fit for Miami rental investors. ### Ready to Fund Your Miami Investment? Get a free quote in minutes. Our team is standing by to help with your next Miami real estate deal. Flexible, creative lending solutions to help real estate investors scale their portfolios. NMLS ID: #2676974 ##### Quick Links - [Home](https://keyrealestatecapital.com/) - [Loan Products](https://keyrealestatecapital.com/loan-products) - [Real Estate Lending](https://keyrealestatecapital.com/real-estate-lending) - [Answers](https://keyrealestatecapital.com/answers) - [Calculator](https://keyrealestatecapital.com/calculator) - [Recently Funded](https://keyrealestatecapital.com/deals) - [Blog](https://keyrealestatecapital.com/blog) - [About Us](https://keyrealestatecapital.com/about) - [Contact](https://keyrealestatecapital.com/contact) ##### Loan Products - [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip) - [Single Rental](https://keyrealestatecapital.com/loan-products#single-rental) - [New Construction](https://keyrealestatecapital.com/loan-products#new-construction) - [Rental Portfolio](https://keyrealestatecapital.com/loan-products#rental-portfolio) - [Bridge Loans](https://keyrealestatecapital.com/loan-products#bridge) - [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding) ##### Contact Us - Phone [(619) 369-4444](tel:619-369-4444) - Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com) - Office 401 W A St Ste 200 San Diego, CA 92101 ##### Markets We Serve © 2026 Key Real Estate Capital. All rights reserved. Service Hours: 24/7 | Monday - Sunday ## Business Information - **Name:** Key Real Estate Capital - Miami - **Description:** Miami hard money lender specializing in fix and flip loans, DSCR rental loans, bridge financing, and construction loans. - **Telephone:** +1-619-369-4444 - **Website:** https://keyrealestatecapital.com/locations/miami - **Address:** 401 W A St Ste 200, San Diego, CA, 92101 ## Frequently Asked Questions ### What areas of Miami do you serve? We fund deals throughout the Miami area including Miami Beach, Hialeah, Coral Gables, Kendall, Doral, Homestead, North Miami, Fort Lauderdale, and all surrounding communities in Florida. ### How fast can you close on a Miami property? We can close in as fast as 7 days for straightforward deals. Most Miami transactions close within 10-14 days. ### Do you require Miami real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Miami investment. ### What are your rates for Miami hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Miami project. ### Do you fund DSCR loans in Miami? Yes! We qualify based on property cash flow, not personal income — a strong fit for Miami rental investors. ## Links - [Get a Free Quote](https://keyrealestatecapital.com/contact) - [Learn More](https://keyrealestatecapital.com/loan-products/fix-and-flip) - [Learn More](https://keyrealestatecapital.com/loan-products/single-rental) - [Learn More](https://keyrealestatecapital.com/loan-products/new-construction) - [Learn More](https://keyrealestatecapital.com/loan-products/bridge) - [Get Started Today](https://keyrealestatecapital.com/contact) - [San Diego](https://keyrealestatecapital.com/locations/san-diego) - [Phoenix](https://keyrealestatecapital.com/locations/phoenix) - [Dallas-Fort Worth](https://keyrealestatecapital.com/locations/dallas-fort-worth) - [Houston](https://keyrealestatecapital.com/locations/houston) - [Atlanta](https://keyrealestatecapital.com/locations/atlanta) - [Tampa](https://keyrealestatecapital.com/locations/tampa) - [Orlando](https://keyrealestatecapital.com/locations/orlando) - [Miami](https://keyrealestatecapital.com/locations/miami) - [Las Vegas](https://keyrealestatecapital.com/locations/las-vegas) - [Denver](https://keyrealestatecapital.com/locations/denver) - [Charlotte](https://keyrealestatecapital.com/locations/charlotte) - [Nashville](https://keyrealestatecapital.com/locations/nashville) - [Sacramento](https://keyrealestatecapital.com/locations/sacramento) - [Riverside](https://keyrealestatecapital.com/locations/riverside) - [Jacksonville](https://keyrealestatecapital.com/locations/jacksonville) - [San Antonio](https://keyrealestatecapital.com/locations/san-antonio) - [Columbus](https://keyrealestatecapital.com/locations/columbus) - [Indianapolis](https://keyrealestatecapital.com/locations/indianapolis) - [Kansas City](https://keyrealestatecapital.com/locations/kansas-city) - [Memphis](https://keyrealestatecapital.com/locations/memphis) - [Birmingham](https://keyrealestatecapital.com/locations/birmingham) - [Cleveland](https://keyrealestatecapital.com/locations/cleveland) - [Austin](https://keyrealestatecapital.com/locations/austin) - [Privacy Policy](https://keyrealestatecapital.com/privacy-policy) - [Terms & Conditions](https://keyrealestatecapital.com/terms-of-service) - [Anti-Spam Policy](https://keyrealestatecapital.com/anti-spam-email-policy) --- Canonical URL: https://keyrealestatecapital.com/locations/miami Markdown URL: https://keyrealestatecapital.com/locations/miami.md Agent overview: https://keyrealestatecapital.com/llms.txt Full reference: https://keyrealestatecapital.com/llms-full.txt Sitemap: https://keyrealestatecapital.com/sitemap.xml Related Key Real Estate Capital resources: - Loan programs: https://keyrealestatecapital.com/loan-products - Questions answered: https://keyrealestatecapital.com/answers - Loan calculator: https://keyrealestatecapital.com/calculator - Contact: https://keyrealestatecapital.com/contact Key Real Estate Capital — nationwide private capital lender. Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161