# Phoenix Hard Money Lender | DSCR & Fix-Flip Loans | KREC *Hard money loans for Phoenix real estate investors. Fix & flip, DSCR rental, bridge & construction financing with closings in as fast as 7 days. Call 619-369-4444.* ## Phoenix Hard Money Lender Fast, flexible hard money loans for Phoenix real estate investors. Fix & flip, DSCR, bridge, and construction financing across the Valley of the Sun. 48 States We Lend In 7 Days Fastest Close Time 9.99% Rates Starting At 4.9/5 Client Rating ### Why Phoenix Investors Choose Us Phoenix is one of the most active fix-and-flip and build-to-rent markets in the country, with strong population growth fueling investor demand across the metro. #### Investor-First Lending We lend on the deal, not your W-2. Asset-based underwriting means Phoenix investors get answers in hours, not weeks. #### Fast Closings Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't. #### Personal Service Work with real humans, not algorithms. A dedicated account executive guides every Phoenix deal from term sheet to closing table. ### Hard Money Loans for Phoenix Investors Comprehensive financing solutions for every Phoenix real estate investment strategy. #### Fix & Flip Loans Up to 90% LTC and 100% rehab financing for Phoenix investment properties. Close in as fast as 7 days. #### DSCR Rental Loans No income verification. Qualify based on property cash flow — a great fit for Phoenix's rental market. #### New Construction Ground-up construction financing for single-family and multi-unit projects throughout the Phoenix area. #### Bridge Loans Quick bridge financing to acquire Phoenix properties before your exit strategy is finalized. ### Serving the Entire Phoenix Metro From central Phoenix to the fast-growing suburbs of the East and West Valley, we fund investment deals across the metro. Plus all other Phoenix-area communities. We lend in 48 states from our San Diego headquarters. #### Talk to Our Phoenix Lending Team Lending in Phoenix, AZ 100% remote closings — no office visit required. Funded from our San Diego headquarters. Phone Hours Monday - Friday: 8am - 6pm PT Weekends: By Appointment ### Phoenix Hard Money Loan FAQs Common questions from Phoenix real estate investors. #### What areas of Phoenix do you serve? We fund deals throughout the Phoenix area including Scottsdale, Mesa, Tempe, Chandler, Gilbert, Glendale, Peoria, Surprise, and all surrounding communities in Arizona. #### How fast can you close on a Phoenix property? We can close in as fast as 7 days for straightforward deals. Most Phoenix transactions close within 10-14 days. #### Do you require Phoenix real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Phoenix investment. #### What are your rates for Phoenix hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Phoenix project. #### Do you fund DSCR loans in Phoenix? Yes! We qualify based on property cash flow, not personal income — a strong fit for Phoenix rental investors. ### Ready to Fund Your Phoenix Investment? Get a free quote in minutes. Our team is standing by to help with your next Phoenix real estate deal. Flexible, creative lending solutions to help real estate investors scale their portfolios. NMLS ID: #2676974 ##### Quick Links - [Home](https://keyrealestatecapital.com/) - [Loan Products](https://keyrealestatecapital.com/loan-products) - [Real Estate Lending](https://keyrealestatecapital.com/real-estate-lending) - [Answers](https://keyrealestatecapital.com/answers) - [Calculator](https://keyrealestatecapital.com/calculator) - [Recently Funded](https://keyrealestatecapital.com/deals) - [Blog](https://keyrealestatecapital.com/blog) - [About Us](https://keyrealestatecapital.com/about) - [Contact](https://keyrealestatecapital.com/contact) ##### Loan Products - [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip) - [Single Rental](https://keyrealestatecapital.com/loan-products#single-rental) - [New Construction](https://keyrealestatecapital.com/loan-products#new-construction) - [Rental Portfolio](https://keyrealestatecapital.com/loan-products#rental-portfolio) - [Bridge Loans](https://keyrealestatecapital.com/loan-products#bridge) - [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding) ##### Contact Us - Phone [(619) 369-4444](tel:619-369-4444) - Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com) - Office 401 W A St Ste 200 San Diego, CA 92101 ##### Markets We Serve © 2026 Key Real Estate Capital. All rights reserved. Service Hours: 24/7 | Monday - Sunday ## Business Information - **Name:** Key Real Estate Capital - Phoenix - **Description:** Phoenix hard money lender specializing in fix and flip loans, DSCR rental loans, bridge financing, and construction loans. - **Telephone:** +1-619-369-4444 - **Website:** https://keyrealestatecapital.com/locations/phoenix - **Address:** 401 W A St Ste 200, San Diego, CA, 92101 ## Frequently Asked Questions ### What areas of Phoenix do you serve? We fund deals throughout the Phoenix area including Scottsdale, Mesa, Tempe, Chandler, Gilbert, Glendale, Peoria, Surprise, and all surrounding communities in Arizona. ### How fast can you close on a Phoenix property? We can close in as fast as 7 days for straightforward deals. Most Phoenix transactions close within 10-14 days. ### Do you require Phoenix real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Phoenix investment. ### What are your rates for Phoenix hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Phoenix project. ### Do you fund DSCR loans in Phoenix? Yes! We qualify based on property cash flow, not personal income — a strong fit for Phoenix rental investors. ## Links - [Get a Free Quote](https://keyrealestatecapital.com/contact) - [Learn More](https://keyrealestatecapital.com/loan-products/fix-and-flip) - [Learn More](https://keyrealestatecapital.com/loan-products/single-rental) - [Learn More](https://keyrealestatecapital.com/loan-products/new-construction) - [Learn More](https://keyrealestatecapital.com/loan-products/bridge) - [Get Started Today](https://keyrealestatecapital.com/contact) - [San Diego](https://keyrealestatecapital.com/locations/san-diego) - [Phoenix](https://keyrealestatecapital.com/locations/phoenix) - [Dallas-Fort Worth](https://keyrealestatecapital.com/locations/dallas-fort-worth) - [Houston](https://keyrealestatecapital.com/locations/houston) - [Atlanta](https://keyrealestatecapital.com/locations/atlanta) - [Tampa](https://keyrealestatecapital.com/locations/tampa) - [Orlando](https://keyrealestatecapital.com/locations/orlando) - [Miami](https://keyrealestatecapital.com/locations/miami) - [Las Vegas](https://keyrealestatecapital.com/locations/las-vegas) - [Denver](https://keyrealestatecapital.com/locations/denver) - [Charlotte](https://keyrealestatecapital.com/locations/charlotte) - [Nashville](https://keyrealestatecapital.com/locations/nashville) - [Sacramento](https://keyrealestatecapital.com/locations/sacramento) - [Riverside](https://keyrealestatecapital.com/locations/riverside) - [Jacksonville](https://keyrealestatecapital.com/locations/jacksonville) - [San Antonio](https://keyrealestatecapital.com/locations/san-antonio) - [Columbus](https://keyrealestatecapital.com/locations/columbus) - [Indianapolis](https://keyrealestatecapital.com/locations/indianapolis) - [Kansas City](https://keyrealestatecapital.com/locations/kansas-city) - [Memphis](https://keyrealestatecapital.com/locations/memphis) - [Birmingham](https://keyrealestatecapital.com/locations/birmingham) - [Cleveland](https://keyrealestatecapital.com/locations/cleveland) - [Austin](https://keyrealestatecapital.com/locations/austin) - [Privacy Policy](https://keyrealestatecapital.com/privacy-policy) - [Terms & Conditions](https://keyrealestatecapital.com/terms-of-service) - [Anti-Spam Policy](https://keyrealestatecapital.com/anti-spam-email-policy) --- Canonical URL: https://keyrealestatecapital.com/locations/phoenix Markdown URL: https://keyrealestatecapital.com/locations/phoenix.md Agent overview: https://keyrealestatecapital.com/llms.txt Full reference: https://keyrealestatecapital.com/llms-full.txt Sitemap: https://keyrealestatecapital.com/sitemap.xml Related Key Real Estate Capital resources: - Loan programs: https://keyrealestatecapital.com/loan-products - Questions answered: https://keyrealestatecapital.com/answers - Loan calculator: https://keyrealestatecapital.com/calculator - Contact: https://keyrealestatecapital.com/contact Key Real Estate Capital — nationwide private capital lender. Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161