# San Diego Hard Money Lender | Fix & Flip & DSCR Loans | KREC *San Diego's trusted hard money lender. Fix & flip loans, DSCR rental loans, bridge financing & construction loans. Fast closings from our San Diego HQ. Call 619-369-4444.* ## San Diego Hard Money Lender Fast, flexible hard money loans for San Diego real estate investors. Fix & flip, DSCR, bridge, and construction financing from our downtown San Diego headquarters. $500M+ Funded in San Diego 7 Days Average Close Time 500+ San Diego Deals Closed 4.9/5 Client Rating ### Why San Diego Investors Choose Us As a San Diego-based lender, we understand the local market and can move faster than out-of-state competitors. #### Local Expertise Our team knows San Diego neighborhoods, values, and market trends. We can evaluate deals quickly because we understand the local landscape. #### Fast Closings Close in as fast as 7 days. Our in-house underwriting and local presence means no delays waiting for out-of-state approvals. #### Personal Service Work with real humans, not algorithms. Stop by our downtown office or meet for coffee to discuss your next San Diego investment. ### Hard Money Loans for San Diego Investors Comprehensive financing solutions for every San Diego real estate investment strategy. #### Fix & Flip Loans Up to 90% LTC and 100% rehab financing for San Diego investment properties. Close in as fast as 7 days. #### DSCR Rental Loans No income verification. Qualify based on property cash flow. Perfect for San Diego's strong rental market. #### New Construction Ground-up construction financing for single-family and multi-unit projects throughout San Diego County. #### Bridge Loans Quick bridge financing to acquire San Diego properties before your exit strategy is finalized. ### Serving All of San Diego County From coastal communities to inland neighborhoods, we fund real estate investments throughout the greater San Diego area. Plus all other San Diego County communities. We also serve investors nationwide from our San Diego headquarters. #### Visit Our San Diego Office Address 401 W A St Ste 200 San Diego, CA 92101 Phone Hours Monday - Friday: 8am - 6pm Weekends: By Appointment ### San Diego Hard Money Loan FAQs Common questions from San Diego real estate investors. #### What areas of San Diego do you serve? We fund deals throughout San Diego County including Downtown, La Jolla, Pacific Beach, North Park, Mission Valley, Chula Vista, Carlsbad, Oceanside, Escondido, and all surrounding areas. #### How fast can you close on a San Diego property? We can close in as fast as 7 days for straightforward deals. Most San Diego transactions close within 10-14 days. #### Do you require San Diego real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first San Diego investment. #### What are your rates for San Diego hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your San Diego project. #### Do you fund DSCR loans in San Diego? Yes! San Diego's strong rental market makes it ideal for DSCR loans. We qualify based on property cash flow, not personal income. ### Ready to Fund Your San Diego Investment? Get a free quote in minutes. Our team is standing by to help with your next San Diego real estate deal. Flexible, creative lending solutions to help real estate investors scale their portfolios. NMLS ID: #2676974 ##### Quick Links - [Home](https://keyrealestatecapital.com/) - [Loan Products](https://keyrealestatecapital.com/loan-products) - [Real Estate Lending](https://keyrealestatecapital.com/real-estate-lending) - [Answers](https://keyrealestatecapital.com/answers) - [Calculator](https://keyrealestatecapital.com/calculator) - [Recently Funded](https://keyrealestatecapital.com/deals) - [Blog](https://keyrealestatecapital.com/blog) - [About Us](https://keyrealestatecapital.com/about) - [Contact](https://keyrealestatecapital.com/contact) ##### Loan Products - [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip) - [Single Rental](https://keyrealestatecapital.com/loan-products#single-rental) - [New Construction](https://keyrealestatecapital.com/loan-products#new-construction) - [Rental Portfolio](https://keyrealestatecapital.com/loan-products#rental-portfolio) - [Bridge Loans](https://keyrealestatecapital.com/loan-products#bridge) - [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding) ##### Contact Us - Phone [(619) 369-4444](tel:619-369-4444) - Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com) - Office 401 W A St Ste 200 San Diego, CA 92101 ##### Markets We Serve © 2026 Key Real Estate Capital. All rights reserved. Service Hours: 24/7 | Monday - Sunday ## Business Information - **Name:** Key Real Estate Capital - San Diego - **Description:** San Diego hard money lender specializing in fix and flip loans, DSCR rental loans, bridge financing, and construction loans. - **Telephone:** +1-619-369-4444 - **Website:** https://keyrealestatecapital.com/locations/san-diego - **Address:** 401 W A St Ste 200, San Diego, CA, 92101 ## Frequently Asked Questions ### What areas of San Diego do you serve? We fund deals throughout San Diego County including Downtown, La Jolla, Pacific Beach, North Park, Mission Valley, Chula Vista, Carlsbad, Oceanside, Escondido, and all surrounding areas. ### How fast can you close on a San Diego property? We can close in as fast as 7 days for straightforward deals. Most San Diego transactions close within 10-14 days. ### Do you require San Diego real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first San Diego investment. ### What are your rates for San Diego hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your San Diego project. ### Do you fund DSCR loans in San Diego? Yes! San Diego's strong rental market makes it ideal for DSCR loans. We qualify based on property cash flow, not personal income. ## Links - [Get a Free Quote](https://keyrealestatecapital.com/contact) - [Learn More](https://keyrealestatecapital.com/loan-products/fix-and-flip) - [Learn More](https://keyrealestatecapital.com/loan-products/single-rental) - [Learn More](https://keyrealestatecapital.com/loan-products/new-construction) - [Learn More](https://keyrealestatecapital.com/loan-products/bridge) - [Schedule a Meeting](https://keyrealestatecapital.com/contact) - [Get Started Today](https://keyrealestatecapital.com/contact) - [San Diego](https://keyrealestatecapital.com/locations/san-diego) - [Phoenix](https://keyrealestatecapital.com/locations/phoenix) - [Dallas-Fort Worth](https://keyrealestatecapital.com/locations/dallas-fort-worth) - [Houston](https://keyrealestatecapital.com/locations/houston) - [Atlanta](https://keyrealestatecapital.com/locations/atlanta) - [Tampa](https://keyrealestatecapital.com/locations/tampa) - [Orlando](https://keyrealestatecapital.com/locations/orlando) - [Miami](https://keyrealestatecapital.com/locations/miami) - [Las Vegas](https://keyrealestatecapital.com/locations/las-vegas) - [Denver](https://keyrealestatecapital.com/locations/denver) - [Charlotte](https://keyrealestatecapital.com/locations/charlotte) - [Nashville](https://keyrealestatecapital.com/locations/nashville) - [Sacramento](https://keyrealestatecapital.com/locations/sacramento) - [Riverside](https://keyrealestatecapital.com/locations/riverside) - [Jacksonville](https://keyrealestatecapital.com/locations/jacksonville) - [San Antonio](https://keyrealestatecapital.com/locations/san-antonio) - [Columbus](https://keyrealestatecapital.com/locations/columbus) - [Indianapolis](https://keyrealestatecapital.com/locations/indianapolis) - [Kansas City](https://keyrealestatecapital.com/locations/kansas-city) - [Memphis](https://keyrealestatecapital.com/locations/memphis) - [Birmingham](https://keyrealestatecapital.com/locations/birmingham) - [Cleveland](https://keyrealestatecapital.com/locations/cleveland) - [Austin](https://keyrealestatecapital.com/locations/austin) - [Privacy Policy](https://keyrealestatecapital.com/privacy-policy) - [Terms & Conditions](https://keyrealestatecapital.com/terms-of-service) - [Anti-Spam Policy](https://keyrealestatecapital.com/anti-spam-email-policy) --- Canonical URL: https://keyrealestatecapital.com/locations/san-diego Markdown URL: https://keyrealestatecapital.com/locations/san-diego.md Agent overview: https://keyrealestatecapital.com/llms.txt Full reference: https://keyrealestatecapital.com/llms-full.txt Sitemap: https://keyrealestatecapital.com/sitemap.xml Related Key Real Estate Capital resources: - Loan programs: https://keyrealestatecapital.com/loan-products - Questions answered: https://keyrealestatecapital.com/answers - Loan calculator: https://keyrealestatecapital.com/calculator - Contact: https://keyrealestatecapital.com/contact Key Real Estate Capital — nationwide private capital lender. Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161