# Tampa Hard Money Lender | DSCR & Fix-Flip Loans | KREC *Hard money loans for Tampa real estate investors. Fix & flip, DSCR rental, bridge & construction financing with closings in as fast as 7 days. Call 619-369-4444.* ## Tampa Hard Money Lender Fast, flexible hard money loans for Tampa Bay real estate investors. Fix & flip, DSCR, bridge, and construction financing across the Bay area. 48 States We Lend In 7 Days Fastest Close Time 9.99% Rates Starting At 4.9/5 Client Rating ### Why Tampa Investors Choose Us Tampa Bay's population boom and strong short- and long-term rental demand have made it one of Florida's hottest markets for investors. #### Investor-First Lending We lend on the deal, not your W-2. Asset-based underwriting means Tampa investors get answers in hours, not weeks. #### Fast Closings Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't. #### Personal Service Work with real humans, not algorithms. A dedicated account executive guides every Tampa deal from term sheet to closing table. ### Hard Money Loans for Tampa Investors Comprehensive financing solutions for every Tampa real estate investment strategy. #### Fix & Flip Loans Up to 90% LTC and 100% rehab financing for Tampa investment properties. Close in as fast as 7 days. #### DSCR Rental Loans No income verification. Qualify based on property cash flow — a great fit for Tampa's rental market. #### New Construction Ground-up construction financing for single-family and multi-unit projects throughout the Tampa area. #### Bridge Loans Quick bridge financing to acquire Tampa properties before your exit strategy is finalized. ### Serving the Entire Tampa Bay Area From Tampa and St. Petersburg to the growing suburbs of Hillsborough, Pinellas, and Pasco counties, we fund investment deals across the Bay. Plus all other Tampa-area communities. We lend in 48 states from our San Diego headquarters. #### Talk to Our Tampa Lending Team Lending in Tampa, FL 100% remote closings — no office visit required. Funded from our San Diego headquarters. Phone Hours Monday - Friday: 8am - 6pm PT Weekends: By Appointment ### Tampa Hard Money Loan FAQs Common questions from Tampa real estate investors. #### What areas of Tampa do you serve? We fund deals throughout the Tampa area including St. Petersburg, Clearwater, Brandon, Riverview, Wesley Chapel, Largo, Palm Harbor, Plant City, and all surrounding communities in Florida. #### How fast can you close on a Tampa property? We can close in as fast as 7 days for straightforward deals. Most Tampa transactions close within 10-14 days. #### Do you require Tampa real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Tampa investment. #### What are your rates for Tampa hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Tampa project. #### Do you fund DSCR loans in Tampa? Yes! We qualify based on property cash flow, not personal income — a strong fit for Tampa rental investors. ### Ready to Fund Your Tampa Investment? Get a free quote in minutes. Our team is standing by to help with your next Tampa real estate deal. Flexible, creative lending solutions to help real estate investors scale their portfolios. NMLS ID: #2676974 ##### Quick Links - [Home](https://keyrealestatecapital.com/) - [Loan Products](https://keyrealestatecapital.com/loan-products) - [Real Estate Lending](https://keyrealestatecapital.com/real-estate-lending) - [Answers](https://keyrealestatecapital.com/answers) - [Calculator](https://keyrealestatecapital.com/calculator) - [Recently Funded](https://keyrealestatecapital.com/deals) - [Blog](https://keyrealestatecapital.com/blog) - [About Us](https://keyrealestatecapital.com/about) - [Contact](https://keyrealestatecapital.com/contact) ##### Loan Products - [Fix & Flip](https://keyrealestatecapital.com/loan-products#fix-and-flip) - [Single Rental](https://keyrealestatecapital.com/loan-products#single-rental) - [New Construction](https://keyrealestatecapital.com/loan-products#new-construction) - [Rental Portfolio](https://keyrealestatecapital.com/loan-products#rental-portfolio) - [Bridge Loans](https://keyrealestatecapital.com/loan-products#bridge) - [Transactional Funding](https://keyrealestatecapital.com/loan-products/transactional-funding) ##### Contact Us - Phone [(619) 369-4444](tel:619-369-4444) - Email [lindsay@keyrealestatecapital.com](mailto:lindsay@keyrealestatecapital.com) - Office 401 W A St Ste 200 San Diego, CA 92101 ##### Markets We Serve © 2026 Key Real Estate Capital. All rights reserved. Service Hours: 24/7 | Monday - Sunday ## Business Information - **Name:** Key Real Estate Capital - Tampa - **Description:** Tampa hard money lender specializing in fix and flip loans, DSCR rental loans, bridge financing, and construction loans. - **Telephone:** +1-619-369-4444 - **Website:** https://keyrealestatecapital.com/locations/tampa - **Address:** 401 W A St Ste 200, San Diego, CA, 92101 ## Frequently Asked Questions ### What areas of Tampa do you serve? We fund deals throughout the Tampa area including St. Petersburg, Clearwater, Brandon, Riverview, Wesley Chapel, Largo, Palm Harbor, Plant City, and all surrounding communities in Florida. ### How fast can you close on a Tampa property? We can close in as fast as 7 days for straightforward deals. Most Tampa transactions close within 10-14 days. ### Do you require Tampa real estate experience? No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Tampa investment. ### What are your rates for Tampa hard money loans? Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Tampa project. ### Do you fund DSCR loans in Tampa? Yes! We qualify based on property cash flow, not personal income — a strong fit for Tampa rental investors. ## Links - [Get a Free Quote](https://keyrealestatecapital.com/contact) - [Learn More](https://keyrealestatecapital.com/loan-products/fix-and-flip) - [Learn More](https://keyrealestatecapital.com/loan-products/single-rental) - [Learn More](https://keyrealestatecapital.com/loan-products/new-construction) - [Learn More](https://keyrealestatecapital.com/loan-products/bridge) - [Get Started Today](https://keyrealestatecapital.com/contact) - [San Diego](https://keyrealestatecapital.com/locations/san-diego) - [Phoenix](https://keyrealestatecapital.com/locations/phoenix) - [Dallas-Fort Worth](https://keyrealestatecapital.com/locations/dallas-fort-worth) - [Houston](https://keyrealestatecapital.com/locations/houston) - [Atlanta](https://keyrealestatecapital.com/locations/atlanta) - [Tampa](https://keyrealestatecapital.com/locations/tampa) - [Orlando](https://keyrealestatecapital.com/locations/orlando) - [Miami](https://keyrealestatecapital.com/locations/miami) - [Las Vegas](https://keyrealestatecapital.com/locations/las-vegas) - [Denver](https://keyrealestatecapital.com/locations/denver) - [Charlotte](https://keyrealestatecapital.com/locations/charlotte) - [Nashville](https://keyrealestatecapital.com/locations/nashville) - [Sacramento](https://keyrealestatecapital.com/locations/sacramento) - [Riverside](https://keyrealestatecapital.com/locations/riverside) - [Jacksonville](https://keyrealestatecapital.com/locations/jacksonville) - [San Antonio](https://keyrealestatecapital.com/locations/san-antonio) - [Columbus](https://keyrealestatecapital.com/locations/columbus) - [Indianapolis](https://keyrealestatecapital.com/locations/indianapolis) - [Kansas City](https://keyrealestatecapital.com/locations/kansas-city) - [Memphis](https://keyrealestatecapital.com/locations/memphis) - [Birmingham](https://keyrealestatecapital.com/locations/birmingham) - [Cleveland](https://keyrealestatecapital.com/locations/cleveland) - [Austin](https://keyrealestatecapital.com/locations/austin) - [Privacy Policy](https://keyrealestatecapital.com/privacy-policy) - [Terms & Conditions](https://keyrealestatecapital.com/terms-of-service) - [Anti-Spam Policy](https://keyrealestatecapital.com/anti-spam-email-policy) --- Canonical URL: https://keyrealestatecapital.com/locations/tampa Markdown URL: https://keyrealestatecapital.com/locations/tampa.md Agent overview: https://keyrealestatecapital.com/llms.txt Full reference: https://keyrealestatecapital.com/llms-full.txt Sitemap: https://keyrealestatecapital.com/sitemap.xml Related Key Real Estate Capital resources: - Loan programs: https://keyrealestatecapital.com/loan-products - Questions answered: https://keyrealestatecapital.com/answers - Loan calculator: https://keyrealestatecapital.com/calculator - Contact: https://keyrealestatecapital.com/contact Key Real Estate Capital — nationwide private capital lender. Contact: lindsay@keyrealestatecapital.com | SMS 619-376-1161