Unlock Freedom.
Flexible, creative lending to help you scale.
Work with a human being – not a robot.
Loan Products
Comprehensive solutions tailored to your real estate investment strategy.
Fix & Flip
Up to 100% leverage. Competitive terms and fast closings.
Learn MoreSingle Property Rental
Rock-bottom rates, flexible terms. Easy processes to scale your portfolio.
Learn MoreNew Construction
High leverage, competitive rates & easy draws – even for first timers.
Learn MoreRental Portfolio
Stabilized term, value add, ground up – we've got you covered.
Learn MoreBridge
Quick, temporary financing to get you to the next step.
Learn MoreMulti-Family / Commercial
Creative financing for experienced investors in all asset types.
Learn MoreHELOC
Fast equity access for investment properties with closings in 5 days.
Learn More2nd Position Cash-out
Keep your current low-rate mortgage in place and liquidate some equity.
Conventional | Primary Loans
Get the best rate on the purchase or refinance of your primary residence.
0% Interest Business Funding
Good credit, but short on capital? We can help you there.
Why Choose Key
Low rates, good communication and follow-through. We're here for the long-haul.
Creative Solutions
Flexible underwriting to get your deals across the finish line.
Compassionate Lending
Work with a capital partner who wants to see you win.
Competitive Terms
Make the most out of your investments.
Streamlined Process
We take the headache and hassle out of the equation.
Dedicated Support
Leverage our team of experts to make your life easier.
Fast Closing
In as little as 3 days – we'll get it done.
Client Testimonials
From first-time investors to seasoned vets, we take care of our people.
"My experience with Key Real Estate has been nothing but great. Closed on my first rental property in just 17 days and had great communication throughout the process. Already working on another deal with them."
Danielle Roarke
Property Investor
Where We Lend
Personal Service. Nationwide Reach.
48
States Covered
2
Not Available
96%
Coverage
24/7
Support
* Not available in North Dakota and South Dakota
Calculate Your Loan
Get an instant estimate of your monthly payments and total costs with our interactive loan calculator
Why Use Our Calculator?
Instant Results
Get real-time calculations as you adjust your loan parameters
Accurate Estimates
Based on current market rates and our actual loan programs
Multiple Loan Types
Calculate payments for all our loan products in one place
Ready to Apply?
Our loan officers are ready to help you get pre-qualified and find the perfect financing solution for your real estate investment.
You've got questions – we've got answers.
Get answers to common questions about our loan programs and application process.
Insights and Tips for Homebuyers
Stay informed with our latest market insights and investment strategies
2024 Real Estate Market Outlook
Key trends and opportunities for real estate investors in the coming year.
Read More →
Fix-and-Flip Success Strategies
Essential tips for maximizing returns on your renovation projects.
Read More →
Portfolio Diversification Guide
How to build a balanced real estate investment portfolio.
Read More →Ready to Get Started?
Our team is here to help you find the perfect financing solution for your real estate investment goals.
Visit Our Office
Key Real Estate Capital
401 W A St Ste 200
San Diego, CA 92101