Jacksonville Hard Money Lender
Fast, flexible hard money loans for Jacksonville real estate investors. Fix & flip, DSCR, bridge, and construction financing across Northeast Florida.
48
States We Lend In
7 Days
Fastest Close Time
9.99%
Rates Starting At
4.9/5
Client Rating
Why Jacksonville Investors Choose Us
Jacksonville pairs Florida's investor-friendly climate with some of the state's most affordable inventory, making it a favorite for cash-flow rentals and value-add flips.
Investor-First Lending
We lend on the deal, not your W-2. Asset-based underwriting means Jacksonville investors get answers in hours, not weeks.
Fast Closings
Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't.
Personal Service
Work with real humans, not algorithms. A dedicated account executive guides every Jacksonville deal from term sheet to closing table.
Hard Money Loans for Jacksonville Investors
Comprehensive financing solutions for every Jacksonville real estate investment strategy.
Fix & Flip Loans
Up to 90% LTC and 100% rehab financing for Jacksonville investment properties. Close in as fast as 7 days.
DSCR Rental Loans
No income verification. Qualify based on property cash flow — a great fit for Jacksonville's rental market.
New Construction
Ground-up construction financing for single-family and multi-unit projects throughout the Jacksonville area.
Bridge Loans
Quick bridge financing to acquire Jacksonville properties before your exit strategy is finalized.
Serving All of Northeast Florida
From urban core neighborhoods to the beaches and bedroom communities, we fund investment deals across Northeast Florida.
Plus all other Jacksonville-area communities. We lend in 48 states from our San Diego headquarters.
Talk to Our Jacksonville Lending Team
Lending in Jacksonville, FL
100% remote closings — no office visit required. Funded from our San Diego headquarters.
Phone
(619) 369-4444Hours
Monday - Friday: 8am - 6pm PT
Weekends: By Appointment
Jacksonville Hard Money Loan FAQs
Common questions from Jacksonville real estate investors.
What areas of Jacksonville do you serve?
We fund deals throughout the Jacksonville area including Riverside, San Marco, Orange Park, Arlington, Mandarin, Southside, Atlantic Beach, Neptune Beach, and all surrounding communities in Florida.
How fast can you close on a Jacksonville property?
We can close in as fast as 7 days for straightforward deals. Most Jacksonville transactions close within 10-14 days.
Do you require Jacksonville real estate experience?
No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Jacksonville investment.
What are your rates for Jacksonville hard money loans?
Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Jacksonville project.
Do you fund DSCR loans in Jacksonville?
Yes! We qualify based on property cash flow, not personal income — a strong fit for Jacksonville rental investors.
Ready to Fund Your Jacksonville Investment?
Get a free quote in minutes. Our team is standing by to help with your next Jacksonville real estate deal.