Stable Cash Flow: Long-term Returns
Portfolio Building: One Property at a Time
Single Property Rental
Low interest rate financing to help you purchase or refinance a short or long-term rental property.
First-time investor or seasoned pro – we're at your side.
Rates & Terms
Rates starting at: 5.875%
Loans from: $50k - $10m
Eligible Property Types: SFR / Multi-Family / Condo
Purchase / Rate-Term Refinance: up to 80% LTV
Cash-out Refinance: up to 75% LTV
Loan Terms: 30-year Fixed | Interest-only (10/1 ARM)
Minimum FICO: 620
Minimum DSCR: 0.75x | No seasoning required
$50k - $10m
Loan Amount
30 Years
Loan Term
5.875%
Starting Rate
80% LTV
Max Leverage
Program Details
Loan Features
- Rates starting at 5.875%
- Loans from $50k - $10m
- Eligible Property Types: SFR / Multi-Family / Condo
- Purchase / Rate-Term Refinance: up to 80% LTV
- Cash-out Refinance: up to 75% LTV
- Loan Terms: 30-year Fixed | Interest-only (10/1 ARM)
- Minimum FICO: 620
- Minimum DSCR: 0.75x | No seasoning required
Requirements
- Minimum 620 credit score
- Minimum DSCR 0.75x (FICO 720+ for DSCR below 0.95)
- No experience required
- Property valuation (min $75,000)
- Title and property insurance
- Adequate cash reserves
- Not available in ND, NV, or SD
Single Property Rental — frequently asked questions
Direct answers to the questions investors ask most about this program.
Looking for more? Browse all real estate lending answers.
Ready to Get Started?
Let our loan specialists help you find the perfect financing solution for your investment.