Phoenix Hard Money Lender
Fast, flexible hard money loans for Phoenix real estate investors. Fix & flip, DSCR, bridge, and construction financing across the Valley of the Sun.
48
States We Lend In
7 Days
Fastest Close Time
9.99%
Rates Starting At
4.9/5
Client Rating
Why Phoenix Investors Choose Us
Phoenix is one of the most active fix-and-flip and build-to-rent markets in the country, with strong population growth fueling investor demand across the metro.
Investor-First Lending
We lend on the deal, not your W-2. Asset-based underwriting means Phoenix investors get answers in hours, not weeks.
Fast Closings
Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't.
Personal Service
Work with real humans, not algorithms. A dedicated account executive guides every Phoenix deal from term sheet to closing table.
Hard Money Loans for Phoenix Investors
Comprehensive financing solutions for every Phoenix real estate investment strategy.
Fix & Flip Loans
Up to 90% LTC and 100% rehab financing for Phoenix investment properties. Close in as fast as 7 days.
DSCR Rental Loans
No income verification. Qualify based on property cash flow — a great fit for Phoenix's rental market.
New Construction
Ground-up construction financing for single-family and multi-unit projects throughout the Phoenix area.
Bridge Loans
Quick bridge financing to acquire Phoenix properties before your exit strategy is finalized.
Serving the Entire Phoenix Metro
From central Phoenix to the fast-growing suburbs of the East and West Valley, we fund investment deals across the metro.
Plus all other Phoenix-area communities. We lend in 48 states from our San Diego headquarters.
Talk to Our Phoenix Lending Team
Lending in Phoenix, AZ
100% remote closings — no office visit required. Funded from our San Diego headquarters.
Phone
(619) 369-4444Hours
Monday - Friday: 8am - 6pm PT
Weekends: By Appointment
Phoenix Hard Money Loan FAQs
Common questions from Phoenix real estate investors.
What areas of Phoenix do you serve?
We fund deals throughout the Phoenix area including Scottsdale, Mesa, Tempe, Chandler, Gilbert, Glendale, Peoria, Surprise, and all surrounding communities in Arizona.
How fast can you close on a Phoenix property?
We can close in as fast as 7 days for straightforward deals. Most Phoenix transactions close within 10-14 days.
Do you require Phoenix real estate experience?
No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Phoenix investment.
What are your rates for Phoenix hard money loans?
Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Phoenix project.
Do you fund DSCR loans in Phoenix?
Yes! We qualify based on property cash flow, not personal income — a strong fit for Phoenix rental investors.
Ready to Fund Your Phoenix Investment?
Get a free quote in minutes. Our team is standing by to help with your next Phoenix real estate deal.