Houston Hard Money Lender
Fast, flexible hard money loans for Houston real estate investors. Fix & flip, DSCR, bridge, and construction financing across Greater Houston.
48
States We Lend In
7 Days
Fastest Close Time
9.99%
Rates Starting At
4.9/5
Client Rating
Why Houston Investors Choose Us
Houston's size, affordability, and absence of zoning make it one of the deepest markets in the country for value-add and rental strategies.
Investor-First Lending
We lend on the deal, not your W-2. Asset-based underwriting means Houston investors get answers in hours, not weeks.
Fast Closings
Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't.
Personal Service
Work with real humans, not algorithms. A dedicated account executive guides every Houston deal from term sheet to closing table.
Hard Money Loans for Houston Investors
Comprehensive financing solutions for every Houston real estate investment strategy.
Fix & Flip Loans
Up to 90% LTC and 100% rehab financing for Houston investment properties. Close in as fast as 7 days.
DSCR Rental Loans
No income verification. Qualify based on property cash flow — a great fit for Houston's rental market.
New Construction
Ground-up construction financing for single-family and multi-unit projects throughout the Houston area.
Bridge Loans
Quick bridge financing to acquire Houston properties before your exit strategy is finalized.
Serving All of Greater Houston
From the Inner Loop to the fastest-growing master-planned suburbs, we fund investment deals across Greater Houston.
Plus all other Houston-area communities. We lend in 48 states from our San Diego headquarters.
Talk to Our Houston Lending Team
Lending in Houston, TX
100% remote closings — no office visit required. Funded from our San Diego headquarters.
Phone
(619) 369-4444Hours
Monday - Friday: 8am - 6pm PT
Weekends: By Appointment
Houston Hard Money Loan FAQs
Common questions from Houston real estate investors.
What areas of Houston do you serve?
We fund deals throughout the Houston area including The Heights, Katy, Sugar Land, Spring, Cypress, Pearland, Pasadena, Humble, and all surrounding communities in Texas.
How fast can you close on a Houston property?
We can close in as fast as 7 days for straightforward deals. Most Houston transactions close within 10-14 days.
Do you require Houston real estate experience?
No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Houston investment.
What are your rates for Houston hard money loans?
Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Houston project.
Do you fund DSCR loans in Houston?
Yes! We qualify based on property cash flow, not personal income — a strong fit for Houston rental investors.
Ready to Fund Your Houston Investment?
Get a free quote in minutes. Our team is standing by to help with your next Houston real estate deal.