Sacramento Hard Money Lender
Fast, flexible hard money loans for Sacramento real estate investors. Fix & flip, DSCR, bridge, and construction financing across the capital region.
48
States We Lend In
7 Days
Fastest Close Time
9.99%
Rates Starting At
4.9/5
Client Rating
Why Sacramento Investors Choose Us
Sacramento offers California investors far better entry prices than the coast, with steady demand from Bay Area transplants supporting flips and rentals alike.
Investor-First Lending
We lend on the deal, not your W-2. Asset-based underwriting means Sacramento investors get answers in hours, not weeks.
Fast Closings
Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't.
Personal Service
Work with real humans, not algorithms. A dedicated account executive guides every Sacramento deal from term sheet to closing table.
Hard Money Loans for Sacramento Investors
Comprehensive financing solutions for every Sacramento real estate investment strategy.
Fix & Flip Loans
Up to 90% LTC and 100% rehab financing for Sacramento investment properties. Close in as fast as 7 days.
DSCR Rental Loans
No income verification. Qualify based on property cash flow — a great fit for Sacramento's rental market.
New Construction
Ground-up construction financing for single-family and multi-unit projects throughout the Sacramento area.
Bridge Loans
Quick bridge financing to acquire Sacramento properties before your exit strategy is finalized.
Serving the Entire Sacramento Region
From midtown Sacramento to the fast-growing foothill suburbs, we fund investment deals across the capital region.
Plus all other Sacramento-area communities. We lend in 48 states from our San Diego headquarters.
Talk to Our Sacramento Lending Team
Lending in Sacramento, CA
100% remote closings — no office visit required. Funded from our San Diego headquarters.
Phone
(619) 369-4444Hours
Monday - Friday: 8am - 6pm PT
Weekends: By Appointment
Sacramento Hard Money Loan FAQs
Common questions from Sacramento real estate investors.
What areas of Sacramento do you serve?
We fund deals throughout the Sacramento area including Elk Grove, Roseville, Folsom, Citrus Heights, Rancho Cordova, Davis, Woodland, West Sacramento, and all surrounding communities in California.
How fast can you close on a Sacramento property?
We can close in as fast as 7 days for straightforward deals. Most Sacramento transactions close within 10-14 days.
Do you require Sacramento real estate experience?
No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Sacramento investment.
What are your rates for Sacramento hard money loans?
Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Sacramento project.
Do you fund DSCR loans in Sacramento?
Yes! We qualify based on property cash flow, not personal income — a strong fit for Sacramento rental investors.
Ready to Fund Your Sacramento Investment?
Get a free quote in minutes. Our team is standing by to help with your next Sacramento real estate deal.