Terms & Conditions
Legal Business Name: Key Real Estate Capital Inc.
DBA: Key Real Estate Capital
Effective Date: March 23, 2026
Last Updated: March 23, 2026
1. Acceptance of Terms
By using our website or services, you agree to these Terms.
2. Eligibility
You must be at least 18 years of age to use our website or services. By using our website, you represent and warrant that you are at least 18 years old and legally capable of entering into binding agreements.
3. Services
We provide real estate financing services and respond to inquiries submitted through our website.
4. SMS Messaging
4.1 Program Description
SMS is used exclusively to:
- Respond to submitted inquiries
- Communicate regarding loan applications and loan files
Messages may include:
- Inquiry confirmations
- Responses to submitted inquiries
- Document requests
- Status updates
- Closing notifications
- Loan-related messages
No marketing or promotional messages are sent.
4.2 Consent
Consent is collected through website forms where users must check an unchecked box.
The forms used to collect SMS consent are located at:
https://optins.keyrealestatecapital.com/loan-submission
https://keyrealestatecapital.com/contact
Providing a phone number alone does not constitute consent.
Consent is not a condition of purchase or service.
4.3 Consent Language
The consent language presented at the point of opt-in is:
"I consent to receive service-related text messages from Key Real Estate Capital Inc. regarding my submitted inquiry and loan file (e.g., application confirmations, document requests, status updates, closing notifications, and loan-related messages). Msg frequency varies. Msg & data rates may apply. Reply STOP to opt out. Reply HELP for help. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes."
4.4 Secondary Disclosure
The secondary disclosure presented at the point of opt-in is:
"By checking the box above, you provide express written consent to receive service-related text messages from Key Real Estate Capital Inc. at the phone number provided. The checkbox is not pre-selected. Messages are sent only in response to your submitted inquiry and in connection with your loan file. Msg frequency varies. Msg & data rates may apply. Reply STOP to opt out. Reply HELP for help. Consent is not a condition of purchase or service. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes."
4.5 Opt-In Confirmation
Upon opting in, users receive:
"Key Real Estate Capital Inc.: You are confirmed to receive service-related messages regarding your inquiry and loan file. Msg frequency varies. Msg & data rates may apply. Reply STOP to opt out. Reply HELP for help."
4.6 Frequency
Message frequency varies.
4.7 Opt-Out
Reply STOP to opt out.
Message frequency varies. Message and data rates may apply.
4.8 Help
Reply HELP for assistance.
4.9 Carriers
Supported carriers include AT&T, Verizon, T-Mobile, Boost Mobile, MetroPCS, and U.S. Cellular.
4.10 Liability
We are not responsible for carrier delays or failures.
We do not sell or share mobile information with third parties for marketing or promotional purposes.
5. Limitation of Liability
We are not liable for indirect, incidental, or consequential damages arising from the use of our services, website, or messaging program.
6. Governing Law
Wyoming law applies.
7. Contact
Key Real Estate Capital Inc.
401 W A St, Suite 200
San Diego, California 92101
Phone: +1 925-989-9386
SMS Support: +1 619-376-1161
Email: keyan@keyrealestatecapital.com
Website: https://keyrealestatecapital.com/