Miami Hard Money Lender
Fast, flexible hard money loans for South Florida real estate investors. Fix & flip, DSCR, bridge, and construction financing from Miami to Fort Lauderdale.
48
States We Lend In
7 Days
Fastest Close Time
9.99%
Rates Starting At
4.9/5
Client Rating
Why Miami Investors Choose Us
South Florida remains a magnet for domestic and international capital, with premium flips, condo conversions, and strong rental demand across the tri-county area.
Investor-First Lending
We lend on the deal, not your W-2. Asset-based underwriting means Miami investors get answers in hours, not weeks.
Fast Closings
Close in as fast as 7 days. Our in-house underwriting means no delays — win deals other buyers can't.
Personal Service
Work with real humans, not algorithms. A dedicated account executive guides every Miami deal from term sheet to closing table.
Hard Money Loans for Miami Investors
Comprehensive financing solutions for every Miami real estate investment strategy.
Fix & Flip Loans
Up to 90% LTC and 100% rehab financing for Miami investment properties. Close in as fast as 7 days.
DSCR Rental Loans
No income verification. Qualify based on property cash flow — a great fit for Miami's rental market.
New Construction
Ground-up construction financing for single-family and multi-unit projects throughout the Miami area.
Bridge Loans
Quick bridge financing to acquire Miami properties before your exit strategy is finalized.
Serving All of South Florida
From Miami-Dade to Broward, we fund investment deals across the tri-county South Florida market.
Plus all other Miami-area communities. We lend in 48 states from our San Diego headquarters.
Talk to Our Miami Lending Team
Lending in Miami, FL
100% remote closings — no office visit required. Funded from our San Diego headquarters.
Phone
(619) 369-4444Hours
Monday - Friday: 8am - 6pm PT
Weekends: By Appointment
Miami Hard Money Loan FAQs
Common questions from Miami real estate investors.
What areas of Miami do you serve?
We fund deals throughout the Miami area including Miami Beach, Hialeah, Coral Gables, Kendall, Doral, Homestead, North Miami, Fort Lauderdale, and all surrounding communities in Florida.
How fast can you close on a Miami property?
We can close in as fast as 7 days for straightforward deals. Most Miami transactions close within 10-14 days.
Do you require Miami real estate experience?
No. We work with first-time investors and experienced flippers alike. Our team can guide you through your first Miami investment.
What are your rates for Miami hard money loans?
Rates start at 9.99% depending on experience, property type, and loan-to-value. Contact us for a custom quote on your Miami project.
Do you fund DSCR loans in Miami?
Yes! We qualify based on property cash flow, not personal income — a strong fit for Miami rental investors.
Ready to Fund Your Miami Investment?
Get a free quote in minutes. Our team is standing by to help with your next Miami real estate deal.